Buy-to-Let Mortgage Underwriter — Detail-Driven & Regs-Savvy

West One Loans; Watford; In loco; GBP 35.000 - 50.000; Tempo pieno

Vantaggi offerti da questo lavoro

Private medical healthcare

25 days annual leave

Paid volunteering days

Additional benefits

Descrizione del lavoro

West One Loans is seeking an experienced Buy to Let underwriter to assess loan documentation, valuations and applicant suitability. You will manage a pipeline, chase information, and present cases to Credit Committee.

You will conduct AML/KYC checks and ensure regulatory compliance while maintaining service standards. Ideal candidates have FCA knowledge and BTL underwriting experience, with strong attention to detail and ability to work under pressure in a fast-growing specialist lender

Competenze

• A strong understanding of FCA regulation.
• Experience underwriting mortgage applications, specifically within the BTL market.
• CeMAP (desirable, not essential).

Mansioni

• Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for.
• Proactively manage a pipeline of mortgage applications including chasing outstanding information from third parties and providing timely updates to introducers to ensure service excellence.
• Recommending and referring cases to Credit Committee where credit committee approval required.
• Liaising with introducers, valuers and solicitors.
• Overseeing cases from inception through to completion.
• Conduct AML and KYC checks in line with regulatory requirements and internal policies.

Conoscenze

Attention to detail

Teamwork

Communication skills

FCA regulation knowledge

Formazione

CeMAP (desirable)

Descrizione del lavoro

West One Loans is seeking an experienced Buy to Let underwriter to assess loan documentation, valuations and applicant suitability. You will manage a pipeline, chase information, and present cases to Credit Committee.

You will conduct AML/KYC checks and ensure regulatory compliance while maintaining service standards. Ideal candidates have FCA knowledge and BTL underwriting experience, with strong attention to detail and ability to work under pressure in a fast-growing specialist lender