Associate, Transaction Structuring & Banking Solutions

Lloyds Banking Group; Greater London; Hybrid; GBP 70,000 - 100,000; Full time

Benefits offered by this job

Pension up to 15%

Annual bonus

Share schemes

Discounts

Holiday entitlement

Wellbeing programs

Parental leave

Job summary

Lloyds Banking Group in London is seeking an Associate to join the Structuring team within Transaction Banking Solutions. The role supports the structuring and execution of transactions across the full product suite, including trade finance and payments.

You will collaborate with internal stakeholders and client teams, develop product papers, assist with credit discussions, and ensure compliance with group policy while pursuing cross-sell opportunities.

Qualifications

• Some experience or exposure to trade and capital products is beneficial.
• Willingness to learn structuring across receivables, supply chain, inventory and asset finance.
• Ability to communicate effectively with internal and external partners.

Responsibilities

• Assisting senior colleagues in managing a portfolio of existing clients and supporting the delivery of P&L targets.
• Supporting the structuring and execution of transactions, including client engagement, credit discussions, legal negotiations, and completion.
• Creation of Product Papers (credit memos) and engagement with the credit teams to support the approval of new and/or renewal of facilities.
• Helping with the execution of Transaction Banking Solutions products across trade and payments.
• Building relationships with internal stakeholders and external partners, including professional advisors.
• Identifying cross-sell opportunities and connecting clients with relevant TBS product specialists.
• Ensuring compliance with group policy and regulatory requirements and helping to identify and mitigate commercial risks.

Skills

Data analysis

Financial modelling

Communication

Collaboration

Job description

Lloyds Banking Group in London is seeking an Associate to join the Structuring team within Transaction Banking Solutions. The role supports the structuring and execution of transactions across the full product suite, including trade finance and payments.

You will collaborate with internal stakeholders and client teams, develop product papers, assist with credit discussions, and ensure compliance with group policy while pursuing cross-sell opportunities.