Asset-Based Lending & Treasury Lead

IPS; West Yorkshire; On-site; GBP 60,000 - 85,000; Full time

Job summary

IPS seeks a Treasury & Asset Based Lending Manager to own the financial management and optimisation of its ABL arrangements. You will report to the CFO and drive cash flow, invoicing and working capital improvements across the lending facility.

In this role you will monitor inputs, maximise headroom, ensure covenant compliance and support quarterly audits while partnering with finance and operations to ensure timely, accurate funding inputs.

Qualifications

• Strong understanding of asset-based lending, invoice discounting and treasury.
• Experience in ABL / invoice finance environments or with banks or lenders.
• Experience borrowing facilities and cash management within a leveraged or capital-intensive business.

Responsibilities

• Managing day-to-day financial aspects of the asset-based lending facility.
• Monitoring invoicing, receivables and inputs that determine borrowing capacity and headroom.
• Understanding how debtors, invoicing and working capital impact cash availability.
• Monitoring borrowing levels, facility headroom and covenant compliance.
• Preparing information and supporting the quarterly audit process.
• Managing reporting requirements for the lending facility.
• Collaborating with finance and operations to ensure timely, accurate funding inputs.
• Monitoring inventory and its impact on working capital and funding capacity.
• Identifying opportunities to improve cash conversion and overall cash performance.
• Providing senior management with clear liquidity and funding analysis.
• Supporting broader treasury and corporate finance initiatives as required.

Skills

Asset-based lending

Treasury management

Cash flow forecasting

Invoicing/receivables

Working capital optimization

Financial reporting

Audit support

Job description

IPS seeks a Treasury & Asset Based Lending Manager to own the financial management and optimisation of its ABL arrangements. You will report to the CFO and drive cash flow, invoicing and working capital improvements across the lending facility.

In this role you will monitor inputs, maximise headroom, ensure covenant compliance and support quarterly audits while partnering with finance and operations to ensure timely, accurate funding inputs.