Treasury Operations Manager (Francophone Africa)

Taptap Send; Paris; Sur place; EUR 60 000 - 80 000; Plein temps

Résumé du poste

Taptap Send is looking for a Treasury Operations Manager to oversee risk and operations in Francophone Africa corridors. You will be responsible for managing partner exposures, ensuring safe money transfers, and developing structured processes. The role involves navigating complex regulatory landscapes and requires strong analytical skills.

Candidates should have hands-on experience in credit risk, particularly in emerging markets, and fluency in both French and English. A strong background in fintech or related industries is preferred.

Qualifications

• Hands-on exposure to credit or counterparty risk in volatile environments.
• Experience working closely with emerging markets, particularly in Africa.
• Background in fintech, payments, or risk-focused consulting preferred.
• Fluency in both French and English is required.
• Strong analytical skills to work with financial data.

Responsabilités

• Own treasury operations and credit risk across Francophone Africa corridors.
• Evaluate and track counterparty risk with financial partners.
• Design scalable risk processes for rapidly changing regulatory frameworks.
• Surface operational risks and develop mitigation strategies.
• Maintain strong relationships with financial partners.
• Collaborate with finance, compliance, and legal teams.
• Present risk assessments to senior stakeholders with clarity.

Connaissances

Credit & Risk Experience

Emerging Markets Background

Fintech or Relevant Industry Experience

French & English Fluency

Analytical Rigour

Description du poste

Treasury Operations Manager – Francophone Africa Corridors

As the Treasury Operations Manager for our Francophone Africa corridors, you will own the risk and operational framework for our highest‑reward (and most demanding) markets. This is a hands‑on role that sits at the intersection of treasury operations and credit risk: you will be responsible for ensuring Taptap Send takes the right risks, manages partner exposures effectively, and keeps money moving safely and efficiently.

You will work directly with intermediary financial partners in Francophone Africa, navigating environments where frameworks and funding flows can change quickly. You will be expected to build structured processes, push back on assumptions with evidence, and make sound risk decisions where there may be ambiguity.

This role reports into senior leadership and plays a critical part in Taptap Send's corridor growth strategy. You will work cross‑functionally with finance, compliance, and market teams, and serve as the internal expert on treasury risk across the region.

Key Responsibilities

• Own Treasury Operations & Risk Management: Take full ownership of treasury operations and credit risk across Francophone Africa corridors, ensuring Taptap Send is taking the right risks at every step.
• Assess & Monitor Counterparty Risk: Evaluate and track risk exposure with intermediary financial partners in high‑volatility, emerging market environments, and build frameworks suited to real conditions, not textbook ones.
• Build & Maintain Risk Frameworks: Design practical, scalable risk processes for corridors where regulatory frameworks move quickly.
• Identify & Mitigate Operational Exposures: Surface risks before they become problems and develop concrete mitigations in collaboration with internal teams.
• Partner Relationship Management: Maintain strong working relationships with financial partners and institutions across Francophone Africa, acting as a trusted point of contact.
• Collaborate Cross‑Functionally: Work closely with finance, compliance, legal, and markets teams to support corridor expansion and ensure operational continuity.
• Communicate Risk Positions Clearly: Present risk assessments and recommendations to senior stakeholders with clarity and confidence, including the ability to challenge prevailing views when the data warrants it.

What We’re Looking For

• Credit & Risk Experience: You have meaningful, hands‑on exposure to credit or counterparty risk, not as a side note on your CV, but as something you've genuinely owned in volatile, real‑world conditions. We are not looking for traditional corporate credit risk profiles; we want someone who has grappled with serious uncertainty.
• Emerging Markets Background: You have worked in or closely with emerging markets (particularly in Africa, India, or LatAm) and you understand what it means when partners are challenging, frameworks are fast moving, and the environment is unpredictable.
• Fintech or Relevant Industry Experience: A background in fintech, payments, remittances, or risk‑focused consulting is strongly preferred. Banking backgrounds are welcome for candidates earlier in their career (~5 years) who have been in the middle of things, not on the sidelines.
• A Track Record of Building: We will ask what you personally built, changed, or delivered. We want to hear stories where the answer is clearly "I did this" and not "I supported the team that did this."
• French & English Fluency: Fluency in both French and English is a requirement for this role given the nature of our partner relationships in Francophone Africa.
• Analytical Rigour: Strong ability to work with financial data and build risk models; comfort with ambiguity and the judgement to act without a perfect brief.

Who You Are

• Outgoing & Relationship‑Oriented – You enjoy engaging with people, building trust, and fostering meaningful connections.
• Execution‑Oriented – You thrive in a fast‑paced environment, turning ideas into impact.
• Mission‑Driven – Passionate about fintech‑for‑good and making a real difference in people's lives.
• Highly Organized – Able to manage multiple priorities efficiently in a dynamic startup setting.
• Resilient & Gritty – You push through challenges and find creative solutions to complex problems.

Taptap Send is an equal opportunity employer dedicated to building an inclusive and diverse workforce. All employment decisions are decided on the basis of qualifications, experience and business need. We strongly encourage applications who are members of underrepresented communities to apply. If you require reasonable adjustments to be made during the recruitment process, please do not hesitate to let us know. Any information you provide us in this respect will only be used to accommodate your requirements.

Note: we recognize imposter syndrome is real – any candidate that does not perfectly fit every characteristic of this role is still strongly encouraged to apply.