Senior Life and income protection

alan; Paris; Sur place; EUR 90 000 - 150 000; Plein temps

Avantages offerts par ce poste

Stimulating environment

Challenging projects

Résumé du poste

United States Digital Space LLC is seeking a Senior Life and income protection Insurance professional to own the 360° view of technical performance, profitability, pricing, underwriting support, and product launches across Prévoyance. You will collaborate with strategy, finance, risk and external partners to drive portfolio value.

The role combines deep technical analytics with strategic oversight, requiring strong communication with underwriting, product, sales, and local teams, and fluency in

Qualifications

• Experience in insurance, portfolio monitoring and pricing.
• Scientific background (statistics, actuarial sciences) and ability to tackle technical, data, regulatory, and business questions in death & disability insurance/reinsurance.
• Comfortable with coding (SQL) and ideally R/Python; using AI in data work.

Responsabilités

• Develop profitability reserves and monitoring methods for Life and income protection.
• Improve pricing methodologies for various segments and renewals with internal and external stakeholders.
• Provide technical input to underwriting, product launches, and reinsurance plans.
• Support team growth by building processes and hiring new talents.
• Collaborate with Prevention initiatives to link Prévoyance with absenteeism prevention.

Connaissances

Insurance domain knowledge

Portfolio monitoring

Pricing

English fluency

Formation

Statistics

Actuarial sciences

Outils

SQL

Python

R

Description du poste

Health can’t wait. Not for symptoms to get worse. Not for a six‑month appointment. Not for a system to catch up. But that’s exactly how healthcare works today. You wait, until you can’t.

the company exists to end the wait.

Health is a universal right, and we believe this right can only become real when it’s coupled with prevention. We need to stop treating health as something we repair and start treating it as something we build, every day. It’s not solely a question of willpower. It’s the healthcare system itself that needs to work for everyone, in a sustainable way.

So we are building the new standard in prevention insurance. the company is the first company that integrates insurance, prevention, and care into a single, acclaimed user experience.

We are on an incredible journey to build a global leading company, with a unique culture. We already partner with 40K+ companies of all sizes, serving more than 1M+ members, and have reached €800M+ in ARR.

Prevention as the new norm. That's what we're building with our team of 800+ people. If it speaks to you: we're hiring across France, Spain, Belgium, and Canada. And beyond.

The role

As the company Senior Life and income protection (Prévoyance) Insurance, you will be responsible for the 360° view of the technical performance of the Life and income protection (French Prevoyance) business, including profitability, pricing, support to underwriting, new products launch and reinsurance.

Profitability

• Build and improve the the company Life and income protection reserving, monitoring and profitability steering methodology, computation and tooling (accounting, best estimate).

• Explain profitability, identify its key drivers, market trends, and assess the implications for renewals, including pricing and guarantee adjustments.

• Develop the tools and analytics needed to forecast the portfolio performance and margin at scale, connecting to Finance & Risk.

• Connect the dots with Prevention initiatives, including the relationship between Prévoyance coverage and absenteeism prevention.

Pricing

• Define and improve methodologies for both theoretical and experience pricing.

• Adapt analyses to the specific characteristics of each business segment, including small amounts, high-severity claims, and newly launched segments.

• Contribute to the portfolio renewal strategies, in close collaboration with internal teams (Strategy, Product, Sales, etc.) and external stakeholders (insurer, reinsurers).

Underwriting & product launch

• Support underwriting teams throughout the year with technical analysis, guidelines, ad hoc methodologies, as well as automation initiatives.

• Provide technical input to the launch of new products or geographies.

• Contribute to the reinsurance plans definition and optimisation year on year, including partnership management.

Team Growth

• Create processes and resources to strengthen the team’s ability to price and steer the Prevoyance portfolio.

• Support the identification and hiring of new talents for the Insurance team.

• Build internal knowledge of Prévoyance both for newcomers onboarding and stakeholders upskilling.

Is it you we’re looking for?

You would be a good fit if you:

• Have experience in insurance, portfolio monitoring and pricing

• Are comfortable about both going deep on technical aspects, and keep a high level vision on the strategy and execution priorities and pace

• Have a scientific background (statistics, actuarial sciences) and are capable of understanding technical, data, regulatory, and business questions related to death & disability insurance/reinsurance

• Are comfortable with coding (SQL, and ideally R / Python), but also leverage AI in both your daily work and on data assets.

• Are analytical and structured, with a fact-based decision-making style

• Are enthusiastic about teamwork, curious, learning, teaching, and stakeholder management

• Are willing to deeply change the insurance industry and challenge the status quo

• Have strong written communication skills, including with a broad range of stakeholders like underwriting, finance, strategy, risk, product, and local teams

• Are fluent in English (the company’s working language)

For this role we are looking to hire within the D-F level range.

Everyone, no matter how underrepresented, should feel free to apply, as it can only bring learnings or success.

If you identify yourself as a woman: Did you know that research shows women often apply only when meeting 100% of requirements?

Check out our About the company and Career pages, as well as our Medium, blog and Glassdoor page for more info.

You want to know more about the company?

• Perks & Benefits: Alaners are provided with a stimulating environment and perks ensuring they are happy, efficient and spend only high-quality time with co-workers.

A strong culture: People joining the company are often surprised and delighted by our innovative working method. We have a set of cultural values that guide our approach to work