Compliance & Transaction Monitoring Analyst

Merge Money Ltd.; Paris; Sur place; EUR 45 000 - 65 000; Plein temps

Résumé du poste

Merge Money Ltd. is seeking an AML Compliance and Transaction Monitoring professional to support our cross-border payments platform. You will review alerts, analyze patterns, and investigate transactions to ensure regulatory compliance across fiat and crypto flows.

The role focuses on KYC/KYB, enhanced due diligence, and screening for sanctions, PEP, and adverse media, with English and French fluency preferred to serve international clients.

Qualifications

• 1–3 years of experience in AML, compliance, or transaction monitoring.
• Understanding of AML/KYC principles and financial crime risks.
• Interest or experience in crypto/VASP and payments environments.
• Strong analytical skills and attention to detail.
• Ability to manage operational compliance workflows.
• Fluency in English and French; professional proficiency preferred.

Responsabilités

• Review transaction monitoring alerts across fiat and crypto transactions.
• Analyze transaction activities and patterns.
• Investigate flagged transactions and elevate findings in line with internal policies and regulatory requirements.
• Maintain investigation records and case documentation.
• Assist with preparation of suspicious activity reports (SAR/STR) - TRACFIN.
• Support ongoing AML and Travel Rule compliance checks.
• Perform KYC/KYB and periodic customer reviews.
• Perform enhanced due diligence (EDD) on high-risk customers, transactions, and jurisdictions.
• Conduct sanctions, PEP, and adverse media screening.

Connaissances

AML compliance

Transaction monitoring

KYC/KYB

Regulatory knowledge

Analytical skills

English & French

Outils

Blockchain analytics tools

Description du poste

About Merge:

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. We combine stablecoin rails with local instant payment systems to deliver faster, cheaper, and more transparent cross-border payments and treasury workflows.

Merge serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally, helping them improve cross-border payments, liquidity management, FX execution, and treasury operations.

Role Overview

This role supports AML/CFT compliance and transaction monitoring for Merge’s operations. The position focuses on alert reviews, investigations, and day-to-day compliance operations across crypto and fiat payment flows.

Key Responsibilities

• Review transaction monitoring alerts across fiat and crypto transactions
• Analyze transaction activities and patterns
• Investigate flagged transactions and elevate findings in accordance with internal policies and regulatory requirements.
• Maintain investigation records and case documentation
• Assist with preparation of suspicious activity reports (SAR/STR) - TRACFIN
• Support ongoing AML and Travel Rule compliance checks
• Perform KYC/KYB, and periodic customer reviews.
• Perform enhanced due diligence (EDD) on high-risk customers, transactions, and jurisdictions.
• Conduct sanctions, PEP, and adverse media screening.

Requirements

• 1–3 years of experience in AML, compliance, or transaction monitoring, preferably within fintech, payments, or crypto environments.
• Understanding of AML/KYC principles and financial crime risks
• Interest or experience in crypto/VASP and payments/EMI environments
• Strong analytical skills and attention to detail
• Ability to manage operational compliance workflows
• Fluency in English, and French. Professional proficiency preferred
• Exposure to transaction monitoring or blockchain analytics tools (preferred)
• AML certification such as CAMS/ICA or working toward one (preferred)
• Knowledge of EU AML regulatory environment (preferred)