Head of Data Science & Credit Risk — Global FinTech Leader

Jobgether SRL; France; Sur place; EUR 150 000 - 230 000; Plein temps

Avantages offerts par ce poste

Equity participation

Leadership opportunity

Professional growth

Modern technology stack

Résumé du poste

Jobgether SRL in France is seeking a Head of Data Science & Credit Risk to lead ML-powered underwriting and risk decisioning across markets. You will own the full lifecycle of risk models from development to monitoring and impact, mentoring a team of data scientists and risk analysts.

The role blends technical leadership with responsibility for credit policies, portfolio performance, and responsible lending, working with Engineering, Product, Finance, and executives to translate analytics into

Qualifications

• 10+ years of combined experience in data science, ML and consumer credit risk.
• Proven leadership developing credit policies and portfolios at scale.
• Production ML: building, deploying, and monitoring models in real-time decisioning.
• Experience with experimentation and A/B testing.
• Strong statistical foundations and analytical skills.
• Proficiency in SQL and data exploration, plus cloud platforms.
• Experience with cloud data infrastructure; knowledge of BigQuery is a plus.
• Excellent communication to non-technical stakeholders.
• Startup mindset with ability to adapt in fast-paced env.
• Familiarity with Southeast Asian markets is advantageous.
• MLOps tools like MLflow a plus.
• IFRS 9 and local regulations knowledge beneficial.

Responsabilités

• Lead ML model development for credit decisioning, fraud detection, and risk segmentation.
• Develop underwriting algorithms using alternative data to expand access.
• Build real-time scoring models across markets.
• Ensure models are interpretable, robust, and monitored for drift.
• Establish data science roadmaps aligned with business growth.
• Mentor data scientists and risk analysts.
• Present performance and insights to executives.
• Collaborate with Engineering, Product and Finance to drive outcomes.
• Evaluate partnerships with data providers and credit bureaus.
• Lead stress testing and provisioning with Finance.

Connaissances

Data science

Machine learning

Credit risk

Leadership

Experimentation

SQL

Cloud

MLOps

Communication

IFRS 9

Startup mindset

Regulatory knowledge

Outils

MLflow

Description du poste

Jobgether SRL in France is seeking a Head of Data Science & Credit Risk to lead ML-powered underwriting and risk decisioning across markets. You will own the full lifecycle of risk models from development to monitoring and impact, mentoring a team of data scientists and risk analysts.

The role blends technical leadership with responsibility for credit policies, portfolio performance, and responsible lending, working with Engineering, Product, Finance, and executives to translate analytics into