Credit Risk Manager – Data-Driven, Hybrid & Global

Younited; Paris; Hybride; EUR 70 000 - 110 000; Plein temps

Avantages offerts par ce poste

Hybrid remote policy

Meal vouchers

Wellbeing platform access

Team international exposure

Holiday entitlement 33 days

Résumé du poste

Younited is seeking a Credit Risk Manager in Paris to oversee credit production and risk across Personal Loans and POS, ensuring targets are met. You will analyse cohorts, pricing and segments, and provide data-driven recommendations to the CPM, Operations, Risk teams and Business Unit.

Requirements include a strong quantitative background, SQL proficiency, and 3+ years in a similar role, with fluent English for international communication.

Qualifications

• Strong quantitative background and ability to analyse data quickly and independently.
• Fluent in English for international stakeholders.
• Experience in consulting, internal audit, banking, fintech or payments is a plus.
• Proficient in SQL and comfortable using AI tools.

Responsabilités

• Monitor credit production and portfolio risk.
• Assess origination, segments, pricing, default and recovery against targets.
• Analyse cohorts and portfolio risk to identify deviations and impact on P&L.
• Provide recommendations on segment strategy (open/maintain/close).
• Develop credit analyses and recommendations.
• Collaborate with CPM on default and recovery curves, risk assumptions, and rates.

Connaissances

SQL

Data analysis

Stakeholder mgmt

English fluency

AI tools knowledge

Formation

Engineering/Business degree

Outils

AI tools (Claude)

Description du poste

Younited is seeking a Credit Risk Manager in Paris to oversee credit production and risk across Personal Loans and POS, ensuring targets are met. You will analyse cohorts, pricing and segments, and provide data-driven recommendations to the CPM, Operations, Risk teams and Business Unit.

Requirements include a strong quantitative background, SQL proficiency, and 3+ years in a similar role, with fluent English for international communication.