Senior Real Estate Credit & Risk Analyst

BBVA; Paris; Sur place; EUR 90 000 - 130 000; Plein temps

Résumé du poste

BBVA in Paris is seeking an experienced professional to assist management in credit analysis and approvals. You will work with bankers to understand credit structure and profitability, monitor risk exposures, and prepare periodic risk reports.

The role requires a strong finance background, capability to analyse financial statements, and the ability to evaluate stressed scenarios across major clients in France. Fluency in French and English is preferred to collaborate with diverse teams.

Qualifications

• Degree in Finance, Economics, Business, Accounting or Engineering from a top business or engineering school.
• At least 5 years work experience in corporate credit risk management or corporate investment banking with a specialization in Real Estate.
• Overview of Investment Banking products.
• Understand the financing and sustainability strategies and sectors of major French companies.
• Strong financial background, analytical capabilities and the ability to form independent opinions on credit.

Responsabilités

• Assist management in performing credit analysis and credit approval.
• Work in relationship with the bankers to make informed decisions through an understanding of the credit, structure and profitability features of each client.
• Monitoring and producing reports detailing exposures to risk.
• Yearly monitoring of client’s financial performance: analysis of financial statements and sector overview.
• Identification of risk drivers and evaluation of stressed scenarios.
• Assessment and analysis risk ratings on an ongoing and timely basis; ongoing monitoring of the exposure for assigned clients and ensuring compliance with all terms and conditions.
• Admission of operations and FP management according to the policies and guidelines authorized.
• Ensuring the timely and accurate submission of credit approval documentation.

Description du poste

BBVA in Paris is seeking an experienced professional to assist management in credit analysis and approvals. You will work with bankers to understand credit structure and profitability, monitor risk exposures, and prepare periodic risk reports.

The role requires a strong finance background, capability to analyse financial statements, and the ability to evaluate stressed scenarios across major clients in France. Fluency in French and English is preferred to collaborate with diverse teams.