FinCrime Escalations Officer - Swedish

Revolut; Finland; On-site; EUR 60,000 - 75,000; Full time

Job summary

Revolut is seeking a FinCrime Escalations Officer to ensure effective and compliant suspicious activity reporting across branches in Europe. You will act as the escalation point for cases, submit SARs, and support the MLRO in AML/CFT matters while monitoring trends and maintaining documentation.

You will collaborate with authorities, translate regulatory requirements into operational guidance, and prepare management dashboards with clear summaries for stakeholders.

Qualifications

• Experience as a compliance/FinCrime officer in a major financial institution.
• Experience in FinCrime operations acting as the escalation point.
• Deep knowledge of AML and sanctions regulations.
• Experience using internal and external systems and databases to conduct investigations.
• The ability to review policies and procedures and advise if changes are required.

Responsibilities

• Acting as the escalation point for suspicious activity cases, managing queries requiring a second line of defence review.
• Ensuring accurate and timely SARs are submitted according to local requirements.
• Supporting the MLRO in day-to-day AML/CFT, sanctions, and financial crime matters.
• Monitoring and detecting rare or new patterns, and reporting emerging trends in suspicious activity.
• Developing, improving, and maintaining internal policies, procedures, guidance, and escalation frameworks.
• Helping to ensure that internal processes are aligned with legal and regulatory requirements.
• Collaborating with relevant authorities, including responding to requests for information and supporting external reporting processes and audits.
• Supporting management reporting by preparing metrics, dashboards, summaries, and thematic analysis for key stakeholders.
• Supporting internal training and awareness by translating regulatory requirements into workable operational guidance.
• Maintaining high documentation standards, ensuring that investigations, decisions, and escalations are clearly recorded and defensible.

Skills

AML knowledge

FinCrime ops

Policy review

Data analysis

Regulatory reporting

Management briefing

Payment systems

English Finnish

Tools

XML

SQL

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Financial Crime Operations is at the forefront of Revolut’s efforts to keep customers and their money safe. Team members work directly with customers to resolve issues and flag potential concerns. Using cutting-edge technology and sharp attention to detail, they help prevent financial crime and keep trust at the core of Revolut.

We’re looking for a FinCrime Escalations Officer to ensure effective and compliant suspicious activity reporting in branches across Europe. You'll be performing assessments and making decisions on reports, which are escalated from the first line of defence.

What you’ll be doing

• Acting as the escalation point for suspicious activity cases, managing queries requiring a second line of defence review
• Ensuring accurate and timely SARs are submitted according to local requirements
• Supporting the MLRO in day-to-day AML/CFT, sanctions, and financial crime matters
• Monitoring and detecting rare or new patterns, and reporting emerging trends in suspicious activity
• Developing, improving, and maintaining internal policies, procedures, guidance, and escalation frameworks
• Helping to ensure that internal processes are aligned with legal and regulatory requirements
• Collaborating with relevant authorities, including responding to requests for information and supporting external reporting processes and audits
• Supporting management reporting by preparing metrics, dashboards, summaries, and thematic analysis for key stakeholders
• Supporting internal training and awareness by translating regulatory requirements into workable operational guidance
• Maintaining high documentation standards, ensuring that investigations, decisions, and escalations are clearly recorded and defensible

What you'll need

• Experience as a compliance/FinCrime officer in a major financial institution
• Experience in FinCrime operations acting as the escalation point
• Deep knowledge of AML and sanctions regulations
• Experience using internal and external systems and databases to conduct investigations
• The ability to review policies and procedures and advise if changes are required
• Problem-solving and decision-making skills, with the ability to analyse complex information to identify the key issue/action and drive resolutions
• The ability to present a summary and conclusion to management promptly, including clear proposals to implement appropriate steps to mitigate risk and/or monitor it
• An understanding of payment systems and markets with a focus on technology and mobile applications
• Fluency in English and Finnish

Nice to have

• Knowledge of XML
• Proficiency in SQL
• Experience in process development and process improvement
• Familiarity with case management systems or transaction monitoring tools
• Expertise in data analysis and translating data into actionable insights
• Experience working with regulators, FIUs, or law enforcement requests
• Familiarity with risk assessments and escalation frameworks
• Experience supporting audit, compliance testing, or regulatory reviews

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice