Money Laundering Reporting Officer (MLRO)

Evotym; Helsinki; Hybrid; EUR 110,000 - 150,000; Full time

Job summary

Evotym, an international fintech, seeks an experienced MLRO to lead AML/CTF compliance for an EMI operating across the EU from Helsinki in a hybrid setup.

You will oversee transaction monitoring, suspicious activity investigations, and regulatory reporting, working with senior management and regulators to strengthen the financial crime framework. This is a high-impact role offering growth opportunities and exposure to cross-border compliance challenges.

Qualifications

• 5+ years of AML, Compliance or Financial Crime experience in fintech or payments.
• Deep knowledge of EU AML/CTF requirements and FIN-FSA expectations.
• Experience building, implementing and overseeing AML/CTF frameworks and controls.
• Hands-on experience with monitoring, investigations and escalation processes.
• Knowledge of KYC/CDD/EDD, sanctions, and regulatory reporting.

Responsibilities

• Lead AML/CTF compliance for a licensed EMI operating across the EU.
• Oversee suspicious activity monitoring and investigations.
• Maintain the financial crime control framework per FIN-FSA requirements.
• Develop and implement AML policies and procedures.
• Conduct risk assessments and audits; report to management and regulators.
• Provide training to staff on AML compliance and regulatory changes.
• Collaborate with cross-functional teams to embed compliance into processes.
• Drive continuous improvement of the compliance program.

Skills

AML compliance

Regulatory knowledge

Stakeholder management

Finnish language

EU regulatory experience

Fintech experience

Communication skills

Education

CAMS or ICA certification

Tools

AML monitoring tools

Regulatory reporting tools

Job description

Our client is an international Electronic Money Institution specializing in online payment processing solutions. They offer a range of services including payment gateway services, global payment processing, merchant accounts, open banking, and recurring and mass payments. Their diverse clientele includes online businesses from various sectors, supporting multiple currencies and payment methods.

Role Overview

Join a growing team as an MLRO, where you will spearhead AML/CTF compliance initiatives for a licensed EMI operating across the EU. This role offers significant impact and growth opportunity, demanding deep expertise in AML regulations and strong stakeholder management skills. You will work with modern compliance tools in a hybrid work environment.

Tasks

• Lead AML/CTF compliance for a licensed EMI operating across the EU.
• Oversee suspicious activity monitoring.
• Maintain the financial crime control framework in line with FIN-FSA requirements.
• Develop and implement AML policies and procedures to ensure compliance with regulatory standards.
• Conduct regular risk assessments and audits to identify potential compliance issues.
• Provide training and guidance to staff on AML compliance and regulatory changes.
• Collaborate with cross-functional teams to integrate compliance measures into business processes.
• Report to senior management and regulatory bodies on compliance status and risk management strategies.
• Drive continuous improvement initiatives in the compliance program to adapt to evolving regulatory landscapes.

Requirements

• 5+ years of relevant experience in AML, Compliance, or Financial Crime within fintech, payments, EMI or another regulated financial services environment.
• Strong knowledge of EU AML/CTF regulatory requirements and familiarity with FIN-FSA expectations and supervisory standards.
• Proven experience in developing, implementing, and overseeing AML/CTF compliance frameworks, policies, and controls.
• Hands-on experience with transaction monitoring, suspicious activity detection, investigations and escalation processes.
• Solid understanding of financial crime risk assessment, KYC/CDD/EDD, sanctions and regulatory reporting requirements.
• Experience working with transaction monitoring and AML compliance systems/tools.
• Strong stakeholder management skills and the ability to work effectively with senior management, internal teams and regulatory authorities.
• Professional AML/Compliance certification such as CAMS, ICA or equivalent is considered a strong advantage.
• Fluent English and Finnish are required.
• Competitive salary aligned with experience
• Collaborative and transparent team culture
• High-impact role in a scaling fintech company
• Recognition of personal milestones and achievements

Lead anti-financial crime efforts and ensure regulatory excellence in a dynamic neobank environment