Wallet & Card Program Manager

Ria Money Transfer; Alcobendas; Presencial; EUR 60.000 - 90.000; Jornada completa

Descripción de la vacante

Ria Money Transfer in Madrid, Spain, is seeking a Wallets & Card Program Manager to lead strategy, design, and implementation of digital wallet and debit card programs across Europe. You will own end-to-end lifecycle from vision to integration and launch.

The ideal candidate combines product thinking with hands-on payments knowledge, including accounts, card issuing rails, wallet integrations, and core banking interfaces to deliver seamless user experiences.

Formación

• 5+ years in fintech, payments, or digital banking.
• Hands-on experience with card issuing programs and digital wallet integrations.
• Experience working with third-party processors and core banking platforms.
• Ability to translate strategy into scalable product.

Responsabilidades

• Define and execute the strategic roadmap for Payment Accounts, Debit Cards, and Digital Wallet capabilities.
• Continuously evaluate market trends and identify new features and monetization opportunities.
• Design and oversee end-to-end wallet and card ecosystem architecture.
• Drive end-to-end testing and validation across platforms during launches.
• Gather requirements from internal stakeholders and convert into product specs.
• Manage relationships with card schemes and payment processors.
• Ensure governance and delivery progress with risk management.

Conocimientos

Strategic thinking

Strong technical fluency

Structured program management

Data-driven decision making

Vendor management

Stakeholder communication

Herramientas

Card schemes

Payment processors

Core banking platforms

Descripción del empleo

Description

Job Title: Wallet & Card Program Manager

Department / Division: Wallet & Card Product

Position Type: Full - Time

Location: Alcobendas, (Madrid, Spain)

Reports To: Director Wallet & Card Program

We are seeking a Wallets & Card Program Manager to lead the strategy, design, and technical implementation of our digital wallet and debit card programs in Europe. This role sits at the intersection of product, payments technology, and regulatory compliance, and will own the end-to-end lifecycle of wallet and card solutions — from product vision to scheme integration, launch, and optimization.

The ideal candidate combines strong product thinking with hands-on understanding of Payment Accounts, card issuing payment rails, digital wallets and core banking integrations.

What You’ll Own

• Define and execute the strategic roadmap for Payment Accounts, Debit Cards, and Digital Wallet capabilities, aligning with company growth strategy, regulatory requirements, and market opportunities
• Continuously evaluate market trends, competitive offerings, and customers need to identify opportunities for new product features, monetization models.
• Design and oversee the end-to-end card and wallet ecosystem architecture, integrating internal and external systems
• Drive end-to-end testing and validation to ensure Accounts and Card functionalities operate seamlessly across all platforms during each product implementation and release
• Prioritize initiatives and maintain a structured product backlog and delivery roadmap balancing regulatory, operational, and customer experience needs.
• Gather and prioritize requirements from internal stakeholders including business, operations, compliance, and customer support
• Define functional requirements and translate business requirements into clear product specifications for core banking capabilities supporting payment accounts and Cards
• Drive innovation in wallet functionality includes card controls, real-time payments, tokenised payments, APY, Multicurrency and digital banking capabilities.
• Manage strategic relationships with card schemes (e.g., Visa / Mastercard), card processors, and other payment infrastructure providers
• Define and manage the full product lifecycle of Payment Account and Card products
• Ensure operational teams have the processes, tools, and documentation needed to support payment products effectively
• Ensure strong program governance, tracking delivery progress, managing risks, and ensuring timely resolution of blockers

Competencies

• Strategic thinking with strong execution mindset
• Strong technical fluency
• Structured program management
• Data-driven decision making
• Vendor management expertise
• Excellent stakeholder communication skills

Experience, Skills and Abilities

What We’re Looking For

• 5+ years in fintech, payments, or digital banking
• Hands‑on experience with card issuing programs and digital wallet integrations
• Experience working with third-party processors and core banking platforms
• Ability to translate strategy into scalable product

This is a high-impact role for someone who can bridge product vision and technical execution to build best‑in‑class wallet and card experiences