Risk and Internal Control Officer - Remote-First

European Payments Initiative (EPI); España; Hybrid; EUR 60,000 - 90,000; Full time

Benefits offered by this job

Remote-first culture

EU mobility up to 3 months per year

Bonus and benefits package

Learning & development budget €5k

Job summary

European Payments Initiative (EPI) is seeking a Risk & Internal Control professional to strengthen the risk governance framework across a European, remote-first organization. You will work with the 3 lines of defense, enhance controls and reporting, and engage stakeholders across Compliance, IT, and business teams.

You will contribute to risk identification, testing of controls, and monitoring of risk appetite, while supporting continuous improvement and regulatory compliance within a

Qualifications

• 2-5 years of professional experience in a similar Risk and/or Internal Control role.
• Proficient in English.
• Hands-on experience with Level 1 / Level 2 control execution and testing.
• Strong knowledge of Enterprise Risk and Internal Control, including COSO and risk reporting/governance.
• Excellent communication and stakeholder management skills, with analytical thinking and attention to detail.
• Knowledge of ICT risk management, outsourcing risk management and DORA compliance would be great to have.
• Experience with GRC tools would be nice to have.

Responsibilities

• Monitor Level 1 controls, collect results and support managers in execution and follow-up.
• Design, plan and perform Level 2 controls using a risk-driven approach.
• Maintain the risk register, KRIs and risk mitigation plans.
• Monitor risk appetite thresholds and trigger mitigation actions when needed.
• Contribute to risk reporting presented to EPI Committees and Supervisory Boards.
• Monitor third-party service provider risk assessments and oversee external risks.
• Promote risk and internal control awareness across the organisation.
• Collaborate with Compliance, Business Continuity and Risk & Compliance teams.

Skills

Risk & Internal Control

COSO framework

Stakeholder management

English (proficient)

GRC tools

ICT risk management

DORA compliance

Tools

GRC tools

Job description

Be part of a movement to change the way Europe pays In today's digital Europe, payments still feel too complicated. Random delays, confusing rules, extra apps and accounts make it harder than it should be to pay and get paid. The European Payments Initiative is changing that with Wero, a proudly European digital wallet to make payments easier, clearer and more secure. Online, in store, at home and across borders, with your money and data protected under European laws and regulations. Wero is live in Belgium, France, Germany, the Netherlands and Luxembourg and launching very soon in Austria. Backed by 17 major banks and the two largest European acquirers, we're building a brand new, proudly European payment system.

What's in it for you

Play a key role in strengthening the risk and internal control framework of a growing European payments company. Get exposure to a broad range of risk, internal control and governance topics in a regulated environment. Work closely with stakeholders across the three lines of defense and contribute directly to how risks are identified, monitored, mitigated and reported. At EPI, we embrace a remote-first culture, enabling our teams to work remotely from the country they are based in, with in-person meetings at least once a quarter to foster collaboration and connection.

About the team

You'll report directly to the EPI Group Risk & Internal Control Officer and work closely with key stakeholders across the three lines of defense.

Requirements

To succeed, you should meet at least 70% of these requirements 2-5 years of professional experience in a similar Risk and/or Internal Control role Proficient in English Thrive in a remote-first, multicultural environment Job specific requirements Strong knowledge of Enterprise Risk and Internal Control , including risk framework set-up and the Three Lines of Defense model Hands-on experience with Level 1 / Level 2 control execution and testing Strong understanding of risk reporting and governance , including knowledge of COSO and experience working in regulated environments Excellent communication and stakeholder management skills, combined with analytical thinking, attention to detail and a proactive, continuous improvement mindset Knowledge of ICT risk management, outsourcing risk management and DORA compliance would be great Experience with GRC tools would be nice to have

Your impact

• Monitor level 1 controls , collect their results and support managers in their execution and follow-up.
• Design, plan and perform level 2 controls using a risk-driven approach, while monitoring other level 2 controls performed by the Group DPO and Group CISO.
• Contribute to the continuous identification, assessment and documentation of risks , maintaining the risk register, Key Risk Indicators and risk mitigation plans.
• Monitor risk appetite thresholds and ensure appropriate mitigation actions are raised when required.
• Contribute to risk reporting presented to EPI Committees and Supervisory Boards.
• Monitor third-party service provider risk assessments and contribute to effective oversight of external risks.
• Promote risk and internal control awareness across the organisation and contribute to continuous improvement initiatives.
• Collaborate with relevant stakeholders across the three lines of defense , including Compliance, Business Continuity and Risk & Compliance.

Technology stack

• Primary: Outlook, Slack, Teams, JIRA, Confluence

What we can offer

• Remote-first culture with quarterly and annual all-staff in-person meetups to keep teams connected and collaborative
• Possibility to work from another EU country for up to 3 months per year
• Competitive compensation package, featuring salary, performance-based bonus, and a thoughtfully designed, high-quality benefits program
• The opportunity to be part of a multicultural European company
• Learning & development budget : €5,000 training budget per year

Equal Employment Opportunities

EPI offers the same job opportunities to all, without distinction of gender, ethnicity, religion, sexual orientation, social status, disability or age. EPI promotes the development of an inclusive work environment that mirrors the diversity of the clients our product is serving.