Risk & Compliance Lead

1089 Outpayce, S.A.U.; Madrid; Presencial; EUR 90.000 - 130.000; Jornada completa

Descripción de la vacante

Outpayce is seeking a Risk & Compliance Lead for Payments to shape and advance its regulatory framework in Madrid. You will work with Product, Legal, Risk, Finance and Operations to identify and manage regulatory, financial and reputational risks and foster a strong compliance culture across the organisation.

The role involves coordinating audits, developing controls for AML/CTF and sanctions, and delivering training.

Formación

• Bachelor’s degree in a relevant discipline.
• At least five years of multi-jurisdictional compliance experience in financial services or fintech.
• Experience across general compliance with non-financial risk management.
• Strong knowledge of payment-services regulation (SAC, PSD2/PSD3, outsourcing, data protection).
• Ability to translate regulatory requirements into practical processes and controls.
• Experience coordinating audits, regulatory reviews or remediation programmes.
• Strong stakeholder-management, analytical and problem-solving skills.
• Excellent written and verbal English; Spanish desirable; French or German advantageous.

Responsabilidades

• Monitor compliance with laws, regulations, policies and procedures; escalate incidents or control weaknesses.
• Design and execute second-line controls for AML/CTF, sanctions and financial-crime risks; monitor remediation.
• Assess new products and services to identify regulatory risks and define mitigations.
• Coordinate internal/external audits, regulatory assessments and assurance reviews; manage findings.
• Prepare and coordinate risk & compliance reporting for senior management and boards.
• Oversee governance of compliance operations including SAC, regulatory submissions and whistleblowing.
• Support governance of the Risk & Compliance Office via committees and reporting.
• Maintain and review compliance policies; ensure alignment with requirements and activities.
• Develop and deliver compliance training and awareness programs.
• Act as R&C focal point for Industry Affairs and regulatory developments.
• Represent Outpayce in industry associations and forums.

Conocimientos

Stakeholder management

Analytical skills

Problem-solving

Attention to detail

Regulatory interpretation

Educación

Bachelor’s degree in Law, Economics, Finance, Accounting or another relevant discipline

Herramientas

GRC tools

Sanctions screening tools

Descripción del empleo

Job Title Risk & Compliance Lead The Risk & Compliance Lead – Payments will play a key role in the design, implementation and continuous enhancement of Outpayce’s Risk & Compliance framework. Reporting to the Head of Compliance, the successful candidate will help identify and manage regulatory, financial and reputational risks while promoting a strong compliance culture across the organisation. The role involves close collaboration with Product, Operations, Legal, Risk, Finance, Internal Audit, Industry Affairs and other corporate functions, as well as engagement with regulators, industry bodies and external assurance providers.

Key responsibilities

• Monitor compliance with applicable laws, regulations, policies and procedures, identifying and escalating incidents or control weaknesses to the Head of Compliance.
• Design and execute second-line controls, including controls relating to AML/CTF, sanctions and other financial-crime risks, and monitor the implementation of remediation measures.
• Assess new products, services and business initiatives to identify regulatory and compliance risks and define appropriate mitigating measures.
• Coordinate internal and external compliance audits, regulatory assessments and assurance reviews, including stakeholder engagement, evidence collection, remediation tracking and the closure of findings and recommendations.
• Prepare and coordinate Risk & Compliance reporting for senior management, the Risk & Compliance Committee, the Internal Audit Committee and the Board of Directors.
• Oversee selected compliance operations, including Customer Service function governance and complaints handling (SAC), regulatory submissions, whistleblowing, conflicts of interest, criminal-records governance and compliance-related website content.
• Support the governance of the Risk & Compliance Office through committee coordination, management reporting, action tracking and stakeholder management.
• Maintain and periodically review compliance policies, manuals and procedures, ensuring that they remain aligned with applicable requirements and business activities.
• Develop and deliver compliance training and awareness initiatives across the organisation.
• Act as the Risk & Compliance focal point for Industry Affairs, coordinating Outpayce’s position on relevant regulatory developments, consultations and industry initiatives.
• Represent or support Outpayce in relevant industry associations, forums and working groups.

Candidate profile

• Bachelor’s degree in Law, Economics, Finance, Accounting or another relevant discipline.
• At least five years of multi-jurisdictional compliance experience within financial services, payments or fintech.
• Practical experience across general compliance together with an understanding of non-financial risk management.
• Good knowledge of payment-services regulation and related requirements, including SAC, PSD2/PSD3, outsourcing and data-protection requirements.
• Proven ability to interpret regulatory requirements and translate them into practical business processes and controls.
• Experience coordinating audits, regulatory reviews, remediation programmes or compliance-governance activities.
• Strong stakeholder-management, analytical and problem-solving skills.
• Pragmatic and collaborative approach, with the ability to influence colleagues at different levels of the organisation.
• Excellent written and verbal English.
• Spanish is highly desirable; French or German would be an advantage.
• Strong proficiency in standard office applications and familiarity with GRC, screening or sanctions-related tools.

Diversity & Inclusion

Amadeus aspires to be a leader in Diversity and Inclusion in the tech industry, enabling every employee to reach their full potential by fostering a culture of belonging and fair treatment, attracting the best talent from all backgrounds, and as a role model for an inclusive employee experience. Amadeus is an equal opportunity employer and committed to an accessible recruitment process. All qualified applicants will receive consideration for employment without regard to gender, race, ethnicity, sexual orientation, age, beliefs, disability or any other characteristics protected by law.

We are Amadeus and we make travel work better for everyone, everywhere. As part of our global team of 20,000+ passionate team members across 100+ locations, you’ll join a community united by a love for travel and technology. We’re not just shaping the future of travel; we’re using it as a force for good, enriching lives and supporting our planet. Here, you’ll be free to innovate and grow with driven colleagues. Join us on a journey where you will help us bring the world closer!