Regulatory Lead – Fintech & Crypto (EU MiCA)

Coinspaid Solutions; España; Remote; EUR 90,000 - 140,000; Full time

Benefits offered by this job

Benefit Bar - up to €230/month

Flexible monthly budget for wellbeing,

Job summary

Coinspaid Solutions is a fintech company shaping the future of blockchain payment infrastructure. We lead regulatory legal initiatives for cross-border payments and digital assets, ensuring compliance with MiCA, PSD2, PSD3/PSR, and related EU rules.

The role encompasses licensing, market entry, and regulatory change programmes across multiple jurisdictions. You will collaborate with Compliance, AML, Risk, Product and Operations, manage external counsel, and mentor the team while driving

Qualifications

• At least 3 years of relevant experience gained within a law firm, Big Four advisory practice, financial institution, fintech or crypto business.
• Strong knowledge of the EU regulatory framework for payment services and digital assets, particularly MiCA, PSD2 and PSD3/PSR.
• Hands-on experience advising on regulatory licensing, market entry, new product launches and regulatory change projects.
• Proven ability to conduct regulatory impact and gap assessments and translate legal requirements into practical business solutions.
• Good understanding of related regulatory areas, including AML/CTF, DORA, outsourcing and data protection.
• Experience managing complex, cross-border workstreams and interacting with regulators, external counsel and senior stakeholders.
• Demonstrated ability to lead and develop team members, review deliverables and manage competing priorities.
• Strong analytical, legal drafting and problem-solving skills, with a commercial and pragmatic approach.
• Excellent written and verbal communication skills in English.

Responsibilities

• Lead regulatory legal support across payments and digital assets, with a focus on MiCA, PSD2, PSD3/PSR and related EU regulatory frameworks.
• Monitor legislative and regulatory developments and assess their impact on the Group's products, services and operating model.
• Conduct regulatory gap assessments and lead the implementation of required legal and operational changes.
• Advise on new products, customer journeys, partnerships and business models from a regulatory perspective.
• Perform regulatory perimeter, licensing and market-entry assessments across relevant jurisdictions.
• Lead licensing and authorization projects, including preparation of applications and coordination of responses to regulatory authorities.
• Manage regulatory enquiries, inspections and requests for information.
• Develop and maintain regulatory positions, legal memoranda, internal guidance and implementation plans.
• Review the regulatory aspects of merchant, partner and outsourcing arrangements, as well as relevant data protection matters.
• Work closely with Compliance, AML, Risk, Product and Operations teams to ensure consistent implementation of regulatory requirements.
• Manage external legal counsel, including scope, deliverables, timelines and budget.
• Lead, review and prioritize the work of the regulatory legal team and support the professional development of team members.

Skills

Regulatory strategy

Cross-border coordination

Team leadership

Regulatory monitoring

Analytical thinking

English communication

Job description

Coinspaid Solutions is a fintech company shaping the future of blockchain payment infrastructure. We lead regulatory legal initiatives for cross-border payments and digital assets, ensuring compliance with MiCA, PSD2, PSD3/PSR, and related EU rules.

The role encompasses licensing, market entry, and regulatory change programmes across multiple jurisdictions. You will collaborate with Compliance, AML, Risk, Product and Operations, manage external counsel, and mentor the team while driving