Officer - Credit Operations

CO_GSCAPX-VAL Apex Financial Services Spain, SL; Valencia; Presencial; EUR 32.000 - 42.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Private health insurance

Performance bonus

Award system

27 working days holiday

Descripción de la vacante

Apex Group in Valencia is seeking a Credit Operations Officer to manage operational and administrative tasks supporting lending and payments. The role focuses on accurate credit processing and daily monitoring of payments awaiting credit assessment.

We value precision, teamwork, and proactive communication across departments, with opportunities for professional growth in a global financial services environment.

Formación

• University degree in Banking/ Finance /Accounting or similar.
• Understanding of the banking industry.
• Understanding of lending products and credit processes.
• Excellent English spoken and written communication skills.
• Strong verbal and written skills to coordinate communication across multiple internal departments.
• Excel and reporting skills.
• Attention to detail and accuracy.
• Willingness and ability to work in a team and meet deadlines.
• Adherence to procedures.

Responsabilidades

• Review loan agreements and documentation; ensure completion before disbursement; verify customer instructions and approvals.
• Coordinate loan disbursement; ensure terms match approvals; input loan details in system.
• Maintain loan records and documents; monitor maturity and renewal needs.
• Monitor blocked outgoing payments due to credit limit breaches.
• Monitor Credit Reporting packages (overdrafts, limits, collateral valuation).
• Provide weekly updates of debit interests.
• Undertake any other duties as directed by managing directors.

Conocimientos

Banking knowledge

English proficiency

Lending processes

Excel reporting

Attention to detail

Teamwork

Procedural discipline

Financial documentation

Educación

Banking/Finance degree

Herramientas

Excel

Descripción del empleo

The Apex Group was established in Bermuda in 2003 and is now one of the world's largest fund administration and middle office solutions providers. Our business is unique in its ability to reach globally, service locally and provide cross-jurisdictional services. With our clients at the heart of everything we do, our hard-working team has successfully delivered on an unprecedented growth and transformation journey, and we are now represented by over circa 13,000 employees across 112 offices worldwide.

Your career with us should reflect your energy and passion. That's why, at Apex Group, we will do more than simply 'empower' you. We will work to supercharge your unique skills and experience. Take the lead and we’ll give you the support you need to be at the top of your game. And we offer you the freedom to be a positive disrupter and turn big ideas into bold, industry-changing realities.

For our business, for clients, and for you

Role: Officer - Credit Operations Role Location: Valencia Employment Type: Permanent Role Summary: As a Credit Operations Officer, you will be responsible for the operational and administrative processes that support lending and payment activities. The role is to ensure that credit facilities are processed accurately and properly documented. Second key pillar of this role is the daily monitoring of payments pending for Credit assessment/ verification.

Key Responsibilities

• Loan documentation: reviewing loan agreement and supporting documents, ensuring all required documents are complete before loan disbursement, verifying customer instruction and credit approval.
• Loan processing & disbursement: Coordinating the disbursement of approved loan, ensuring loan terms and conditions are matched with the approval, inputting loan details in the system for further process.
• Credit administration: Maintaining loan records and documentation, monitoring loan maturity date and renewal requirement.
• Daily monitoring of blocked outgoing payments due to credit limit breaches.
• Daily monitoring of Credit Reporting package (e.g. Overdrafts, Limits, Valuation of Collateral).
• Weekly update of debit interests.
• Any other duty, which is instructed directly by the managing directors in accordance with Article 6.2 of the employment agreement.

Skills & Experience

• University degree in Banking/ Finance /Accounting or similar.
• Understanding of the banking industry.
• Understanding of lending products and credit processes.
• Excellent English spoken and written communication skills.
• Strong verbal and written skills to coordinate communication across multiple internal departments.
• Excel and reporting skills.
• Attention to detail and accuracy.
• Willingness and ability to work in a team and meet deadlines.
• Adherence to procedures.

What you will get in return

• Private health insurance
• Performance Bonus.
• Award System.
• 27 working days holiday + Public holidays
• Opportunities for professional development.
• Professional Development (CPD) and Study Guidance programs
• Positive and hospitable work environment.
• Opportunity to work with a diverse, agile and global team.
• Exposure to all aspects of the business and cross-jurisdiction.
• A genuinely unique opportunity to be part of an expanding large global business + more

A genuinely unique opportunity to be part of an expanding large global business + more

At Apex Group, we are committed to creating a diverse and inclusive workplace. In Spain, this includes our obligation under the LGD to ensure that people with disabilities are represented within our teams. If you have a recognised disability (≥33%), we welcome your application and will provide reasonable adjustments throughout the recruitment process.

Disclaimer: Unsolicited CVs sent to Apex (Talent Acquisition Team or Hiring Managers) by recruitment agencies will not be accepted for this position. Apex operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our exclusive recruitment partners.

About Apex Group

We are dedicated to driving positive change in financial services while fuelling the growth and ambitions of asset managers, allocators, financial institutions, and family offices. Established in Bermuda in 2003, the Group has continually disrupted the asset serving industry through our investment in innovation and talent. Today, we set the pace in asset servicing and stand out for our unique single-source solution and unified cross asset-class platform which supports the entire value chain, harnesses leading innovative technology, and benefits from cross-jurisdictional expertise delivered by a long-standing management team and over 13,000 highly integrated professionals. We’re a people-powered business, and our people are full of ambition. Together, we’re inspired to lead the new era of data and tech enabled service. Bringing new products and services to market. Sharpening our client focus. Disrupting the market to exceed expectations. Innovating across a range of specialisms. With our focus on making a difference to our people, our planet and our society, you’ll experience more here than you would at most other companies. Prepare to accelerate. We’re a people-powered business with a vision to inspire a new era of service-led FinTech.

We’re expanding globally and offering more to our clients. This means you get more opportunities to grow with us. So prepare to accelerate. We’ll make sure the time and effort you put in takes you further, faster. Positive change starts with you. We’re a people-powered business with a vision to inspire a new era of service-led FinTech. We’re expanding globally and offering more to our clients. This means you get more opportunities to grow with us. So prepare to accelerate. We’ll make sure the time and effort you put in takes you further, faster. The journey is yours to own. When you stretch yourself, you grow. We want you to explore ways of working that will see you thrive as part of something bigger. We’ll help you with a solid structure, challenging projects, vibrant networks, supportive colleagues and approachable leaders. All the things you need to own your unique journey.

Find out more about us.