KYC/KYB Specialist, Spain — Compliance & Growth

Qonto

Barcelona

On-site

EUR 42,000 - 60,000

Full time

2 days ago

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Benefits offered by this job

Meaningful work

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Cross-functional exposure

Job summary

Qonto in Barcelona seeks a KYC/KYB Specialist to validate complex customer and company profiles under Banco de España rules. You will review documents, assess ownership structures, and ensure compliant onboarding while communicating clearly with Spanish clients.

You will collaborate with AML and Fraud teams, driving efficiency and maintaining high-quality decisions in a fast-paced fintech environment.

Qualifications

KYC/KYB operations experience or familiarity.
Analytical rigour with ability to review complex documents.
Strong communication in Spanish and English (written and spoken).
Proactive ownership mindset and ability to manage case queues.
Prioritisation under pressure and attention to detail.

Responsibilities

Validate complex customer and company profiles: review KYC/KYB cases that go beyond routine processing, analysing corporate structures, beneficial ownership and business models to make compliant account-opening decisions.
Review KYC/KYB documentation across the customer lifecycle: verify passports, DNIs, company registration certificates, financial statements, and proof of address including for non-EU shareholders.
Communicate directly with Spanish clients: handle written and verbal interactions to unblock cases, request missing documents, and explain regulatory requirements clearly.
Collaborate with teams: work with Anti-Financial Crime, AML, and Fraud teams on exceptions, escalations, and risk signals.
Identify bottlenecks and suggest process improvements to reduce lead time and reach targets (15 hours per validation, 99.5% quality).