Financial Analyst

Colibrix One; Barcelona; Presencial; EUR 42.000 - 64.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

English classes

Spanish classes

Competitive salary

Learning opportunities

Descripción de la vacante

Colibrix One seeks a Financial Analyst to support daily operations in card payments and settlements. The role targets those with fintech experience and a drive to deepen expertise, working with Mastercard and Visa data and analyzing fees and profitability.

You will help ensure smooth financial and settlement processes and collaborate with PSPs for data exchanges and performance tracking in a fast-growing fintech environment.

Formación

• Experience as a Financial Analyst in fintech or banking.
• Strong numerical accuracy and attention to detail.
• Excellent written and verbal communication in English and Russian is desired.

Responsabilidades

• Oversee day-to-day financial operations for acquiring and issuing.
• Reconcile internal systems with Mastercard/Visa settlement reports.
• Monitor settlement processes with card schemes on a daily basis.
• Analyze interchange and scheme fees for profitability.
• Evaluate new partnerships and pricing changes financially.
• Coordinate with PSPs for data exchange and performance tracking.
• Assess profitability of acquiring partners and identify optimization opportunities.

Conocimientos

Excel

Financial analysis

Data analysis

English proficiency

Educación

Finance/Economics degree

Herramientas

Excel macros

Descripción del empleo

Join Colibrix One - Innovating the Future of Payments

At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

• Global card processing
• Digital wallet infrastructure
• Cross-border merchant accounts
• Alternative payment methods (APMs)
• Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

About the role:

We're looking for a Financial Analyst to support our daily operations across card payments and settlement processes. This role is well suited for an early- to mid-level specialist who already has a basic understanding of financial operations in fintech and is looking to deepen their expertise. You'll work with data from Mastercard and Visa, support analysis of fees and profitability, and help ensure that financial and settlement processes run smoothly. The position offers hands-on exposure to core payment operations and the opportunity to grow within a fast-paced fintech environment.

Responsibilities:

• Oversee day-to-day financial operations related to both acquiring and issuing aspects of Mastercard and Visa
• Perform regular reconciliations between internal systems and Mastercard/Visa settlement reports
• Monitor and manage daily and periodic settlement processes with card schemes
• Conduct detailed analysis of interchange and scheme fees
• Assist in the financial evaluation of new partnerships, scheme changes, or pricing adjustments
• Working closely with other PSPs to ensure smooth financial coordination, data exchange, and performance tracking
• Analyzing the real profitability of individual acquiring partners, identifying trends, performance gaps, and opportunities for optimization

What you need to succeed in this role:

• Solid Excel skills and confidence working with numbers
• Experience as a Financial Analyst in a fintech company or a bank
• Excellent written and verbal communication skills in English and Russian
• A proactive and responsible mindset, with a genuine interest in learning
• Attention to detail and accuracy in handling daily financial tasks
• Willingness to dive into reconciliations, financial data analysis, and partner coordination

Nice-to-have:

• Educational background in Finance, Economics, or a related field
• Basic understanding of payment systems, especially Mastercard and Visa
• Experience working with PSPs or other financial partners
• Experience with Excel macros or basic automation in spreadsheets

Benefits:

• Opportunity to shape the future of fintech solutions within a growing company
• Collaborative, horizontal team structure that values your expertise and ideas
• Continuous learning and development opportunities to enhance your skills and career growth
• English / Spanish classes
• Competitive salary and benefits package