Junior Financial Analyst

COLIBRIX ONE; Barcelona; Presencial; EUR 42.000 - 65.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

English classes

Spanish classes

Competitive package

Career growth

Learning opportunities

Descripción de la vacante

Colibrix One seeks a Financial Analyst to support daily operations across card payments and settlement processes. The role suits an early- to mid-level specialist aiming to deepen fintech financial operations expertise.

You will work with Mastercard and Visa data, analyze fees and profitability, and ensure smooth financial settlement processes in a fast-paced fintech environment. The position offers hands-on exposure to core payment operations and opportunities for growth within the company,

Formación

• Finance or Economics degree preferred.
• Experience as Financial Analyst in fintech or banking.
• Strong Excel and data analysis skills.

Responsabilidades

• Oversee day-to-day financial operations related to acquiring and issuing with Mastercard and Visa.
• Perform reconciliations between internal systems and Mastercard/Visa settlement reports.
• Monitor daily and periodic settlement processes with card schemes.
• Conduct analysis of interchange and scheme fees.
• Evaluate new partnerships, scheme changes, or pricing adjustments.

Conocimientos

Excel

Financial Analysis

English proficiency

Russian proficiency

Attention to detail

Data analysis

Educación

Finance/Economics degree

Herramientas

Excel macros

SQL basics

Descripción del empleo

Join Colibrix One - Innovating the Future of Payments

At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

• Global card processing
• Digital wallet infrastructure
• Cross-border merchant accounts
• Alternative payment methods (APMs)
• Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

About the role

We're looking for a Financial Analyst to support our daily operations across card payments and settlement processes. This role is well suited for an early- to mid-level specialist who already has a basic understanding of financial operations in fintech and is looking to deepen their expertise. You'll work with data from Mastercard and Visa, support analysis of fees and profitability, and help ensure that financial and settlement processes run smoothly. The position offers hands-on exposure to core payment operations and the opportunity to grow within a fast-paced fintech environment.

Responsibilities

• Oversee day-to-day financial operations related to both acquiring and issuing aspects of Mastercard and Visa
• Perform regular reconciliations between internal systems and Mastercard/Visa settlement reports
• Monitor and manage daily and periodic settlement processes with card schemes
• Conduct detailed analysis of interchange and scheme fees
• Assist in the financial evaluation of new partnerships, scheme changes, or pricing adjustments
• Working closely with other PSPs to ensure smooth financial coordination, data exchange, and performance tracking
• Analyzing the real profitability of individual acquiring partners, identifying trends, performance gaps, and opportunities for optimization

What you need to succeed in this role

• Solid Excel skills and confidence working with numbers
• Experience as a Financial Analyst in a fintech company or a bank
• Excellent written and verbal communication skills in English and Russian
• A proactive and responsible mindset, with a genuine interest in learning
• Attention to detail and accuracy in handling daily financial tasks
• Willingness to dive into reconciliations, financial data analysis, and partner coordination

Nice-to-have

• Educational background in Finance, Economics, or a related field
• Basic understanding of payment systems, especially Mastercard and Visa
• Experience working with PSPs or other financial partners
• Experience with Excel macros or basic automation in spreadsheets

Benefits

• Opportunity to shape the future of fintech solutions within a growing company
• Collaborative, horizontal team structure that values your expertise and ideas
• Continuous learning and development opportunities to enhance your skills and career growth
• English / Spanish classes
• Competitive salary and benefits package