Credit Operations Specialist — Loans & Payments

CO_GSCAPX-VAL Apex Financial Services Spain, SL; Valencia; Presencial; EUR 32.000 - 42.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Private health insurance

Performance bonus

Award system

27 working days holiday

Descripción de la vacante

Apex Group in Valencia is seeking a Credit Operations Officer to manage operational and administrative tasks supporting lending and payments. The role focuses on accurate credit processing and daily monitoring of payments awaiting credit assessment.

We value precision, teamwork, and proactive communication across departments, with opportunities for professional growth in a global financial services environment.

Formación

• University degree in Banking/ Finance /Accounting or similar.
• Understanding of the banking industry.
• Understanding of lending products and credit processes.
• Excellent English spoken and written communication skills.
• Strong verbal and written skills to coordinate communication across multiple internal departments.
• Excel and reporting skills.
• Attention to detail and accuracy.
• Willingness and ability to work in a team and meet deadlines.
• Adherence to procedures.

Responsabilidades

• Review loan agreements and documentation; ensure completion before disbursement; verify customer instructions and approvals.
• Coordinate loan disbursement; ensure terms match approvals; input loan details in system.
• Maintain loan records and documents; monitor maturity and renewal needs.
• Monitor blocked outgoing payments due to credit limit breaches.
• Monitor Credit Reporting packages (overdrafts, limits, collateral valuation).
• Provide weekly updates of debit interests.
• Undertake any other duties as directed by managing directors.

Conocimientos

Banking knowledge

English proficiency

Lending processes

Excel reporting

Attention to detail

Teamwork

Procedural discipline

Financial documentation

Educación

Banking/Finance degree

Herramientas

Excel

Descripción del empleo

Apex Group in Valencia is seeking a Credit Operations Officer to manage operational and administrative tasks supporting lending and payments. The role focuses on accurate credit processing and daily monitoring of payments awaiting credit assessment.

We value precision, teamwork, and proactive communication across departments, with opportunities for professional growth in a global financial services environment.