Compliance Specialist (AML)

LaFinteca; Barcelona; Hybrid; EUR 60,000 - 76,000; Full time

Benefits offered by this job

Leadership role

Remote work flexibility

Clear career progression

Job summary

LaFinteca is building the future of payments in LATAM and seeks a Compliance Specialist to oversee merchant onboarding, AML compliance, and regulatory analysis across Latin America. You will contribute to policy development and risk management while collaborating with a global team.

The role emphasizes data-driven regulatory research, cross-functional collaboration, and proactive problem-solving to enable compliant growth in international markets. Fluency in English and Spanish is required.

Qualifications

• Bachelor's degree in Law, Compliance, or a related field.
• Experience in Compliance, AML, KYC/KYB, due diligence, and regulatory analysis.
• Knowledge of financial regulations, AML frameworks, and corporate due diligence procedures.
• Ability to research and interpret regulatory requirements across different jurisdictions.
• Experience conducting risk assessments and reviewing corporate documentation.
• Strong analytical, organizational, and problem-solving skills, with excellent attention to detail.
• Ability to work independently and manage multiple priorities.
• Excellent written and verbal communication skills.
• Fluency in English and Spanish.
• Experience in fintech, payments, financial services, or iGaming is a plus.

Responsibilities

• Manage end-to-end onboarding and due diligence processes for merchants and partners, ensuring compliance with AML guidelines and internal policies.
• Review corporate documentation, conduct risk assessments, and prepare partner profile reports.
• Coordinate due diligence requests involving partners, service providers, financial institutions, and other relevant organizations.
• Draft merchant agreements, review proposed amendments, and maintain accurate onboarding records and Jira tickets.
• Conduct comprehensive research and analysis on different regulatory frameworks.
• Prepare regulatory briefs and compliance assessments to support decision-making and potential business opportunities.
• Monitor regulatory developments and assess their impact on existing and future business operations.
• Support the development, implementation, and continuous improvement of internal compliance and AML policies.
• Ensure efficient and compliant onboarding of merchants and partners.
• Maintain alignment between business operations and evolving regulatory requirements.
• Strengthen internal compliance policies, risk assessments, and AML frameworks.
• Support strategic business decisions through regulatory research and analysis.
• Promote cross-functional collaboration and continuous improvement across compliance operations.

Education

Bachelor's degree in Law, Compliance, or a related field

Job description

At LaFinteca, we're building the future of payments in LATAM, and we're looking for a Compliance Specialist with strong analytical and regulatory research skills to join our team. In this role, you will oversee merchant and partner onboarding, ensuring compliance with AML requirements, internal policies, and risk management standards. You will also support the Compliance Team with regulatory analysis across Latin America and potential new markets, identify risks, and strengthen the company's compliance framework.

If you're analytical, proactive, and excited about fintech and regulatory challenges in LATAM, this role is your chance to make a real impact.

Your responsibilities:

• Manage end-to-end onboarding and due diligence processes for merchants and partners, ensuring compliance with AML guidelines and internal policies.
• Review corporate documentation, conduct risk assessments, and prepare partner profile reports.
• Coordinate due diligence requests involving partners, service providers, financial institutions, and other relevant organizations.
• Draft merchant agreements, review proposed amendments, and maintain accurate onboarding records and Jira tickets.

Regulatory Analysis & Policy Development

• Conduct comprehensive research and analysis on different regulatory frameworks.
• Prepare regulatory briefs and compliance assessments to support decision-making and potential business opportunities.
• Monitor regulatory developments and assess their impact on existing and future business operations.
• Support the development, implementation, and continuous improvement of internal compliance and AML policies.

Function Objectives

• Ensure efficient and compliant onboarding of merchants and partners.
• Maintain alignment between business operations and evolving regulatory requirements.
• Strengthen internal compliance policies, risk assessments, and AML frameworks.
• Support strategic business decisions through regulatory research and analysis.
• Promote cross-functional collaboration and continuous improvement across compliance operations.

Required Skills

• Bachelor's degree in Law, Compliance, or a related field.
• Experience in Compliance, AML, KYC/KYB, due diligence, and regulatory analysis.
• Knowledge of financial regulations, AML frameworks, and corporate due diligence procedures.
• Ability to research and interpret regulatory requirements across different jurisdictions.
• Experience conducting risk assessments and reviewing corporate documentation.
• Strong analytical, organizational, and problem-solving skills, with excellent attention to detail.
• Ability to work independently and manage multiple priorities.
• Excellent written and verbal communication skills.
• Fluency in English and Spanish.
• Experience in fintech, payments, financial services, or iGaming is a plus.

The talent we hire act as One Team, collaborating across borders, cultures, and functions to achieve shared success. They Ask Why, challenging assumptions and digging deep to uncover the root of every problem. They are driven by Innovation To Win, restless in their pursuit of bold, creative solutions, and they take an Ownership Mindset, stepping in to drive outcomes rather than waiting for direction. We Lead By Data as our compass, but Design For People as our north star, because everything we create should make life simpler, smarter, and more human. If that sounds like you, we'd love to meet you.

• Leadership role with strong visibility and strategic impact
• Remote work flexibility to support work-life balance
• Clear career progression and growth opportunities

If you're excited about shaping payment strategies across LATAM and want to make a real impact in a fast-growing international environment, we'd love to hear from you!