Cards & Payments Product Innovator

Santander; Huércal-Overa; On-site; EUR 70,000 - 100,000; Full time

Job summary

Openbank is seeking a Cards & Payments Product Innovation Specialist to drive the evolution of our cards and payments proposition. Based in Madrid, you will identify customer needs, market trends and opportunities, turning them into scalable digital products with clear journeys and requirements.

You will own product definition and prioritization, collaborate with delivery teams, and work with Digital Channels, UX, Technology, Risk and external partners to ensure a successful rollout.

Qualifications

• Degree in business, engineering, economics, finance, design, technology or similar.
• Knowledge of payments, cards, fintech, digital products is highly valued.
• Excellent English language skills are required.

Responsibilities

• Identify unmet customer needs and translate opportunities into differentiated product concepts.
• Define product strategy, value proposition and prioritization to drive growth.
• Define customer journeys, rules, requirements and acceptance criteria for scalable propositions.
• Lead cross‑functional coordination with Digital Channels, UX, Technology and Growth; provide clear decisions.

Skills

Payments knowledge

Product discovery

Product judgment

Analytics

Cross‑functional coordination

Execution bias

Education

Bachelor/ Master in business, engineering, economics, finance, design, technology

Job description

Openbank is seeking a Cards & Payments Product Innovation Specialist to drive the evolution of our cards and payments proposition. Based in Madrid, you will identify customer needs, market trends and opportunities, turning them into scalable digital products with clear journeys and requirements.

You will own product definition and prioritization, collaborate with delivery teams, and work with Digital Channels, UX, Technology, Risk and external partners to ensure a successful rollout.