AML Regulatory Subject Matter Expert

lynxtech; Madrid; On-site; EUR 60,000 - 90,000; Full time

Job summary

Lynx Financial Crime Tech S.A. in Madrid seeks a Subject Matter Expert (AML) to translate complex regulatory requirements into practical product capabilities and work with Product Owner, Technology, and client stakeholders.

You will ensure AML solutions align with international standards and evolve with regulatory expectations. The role focuses on Customer Due Diligence, Enhanced Due Diligence, Transaction Monitoring, Sanctions Screening, PEP screening and Beneficial Ownership, with a strong

Qualifications

• 4+ years of AML/financial crime experience across institutions or advisory firms.
• Ability to translate regulatory requirements into practical product capabilities.
• Experience working in international multi‑jurisdictional regulatory environments.
• Strong knowledge of CDD/EDD, monitoring and screening standards.
• Proven expertise in AML governance, policies and risk-based approaches.

Responsibilities

• Act as SME for AML and financial crime compliance across the organization.
• Monitor regulatory developments and supervisory expectations across jurisdictions.
• Translate regulatory requirements into product features and rules.
• Collaborate with Product Owner and AML teams on roadmap decisions.
• Provide guidance on CDD, EDD, transaction monitoring and sanctions screening.
• Support clients with AML regulatory risk interpretation and implementation.
• Develop regulatory knowledge frameworks and internal documentation.
• Deliver AML training sessions and knowledge sharing.

Skills

AML/CFT regulations

Regulatory compliance

KYC

CDD/EDD

Transaction Monitoring

Sanctions Screening

PEP Screening

Beneficial Ownership

Regulatory frameworks (FATF)

Regulatory advisory

Education

Bachelor's degree in Law/Compliance/Finance/Business Administration

Master's degree in AML/Regulatory Affairs (desirable)

CAMS/ICA/CFCS or equivalent certifications

Tools

KYC platforms

Job description

ABOUT LYNX

At Lynx Financial Crime Tech S.A. , we are an AI-based software company specialized in detecting and predicting behavioral patterns. Led by an expert team from the financial and academic sectors , we develop and implement cutting-edge, self-learning AI technologies. Our platform stands out for its low-latency transaction processing capabilities and is available both on-premise and in the cloud.

We develop advanced technology for fraud prevention and Anti-Money Laundering (AML) , helping global organizations make real-time decisions through advanced analytics and artificial intelligence.

WHY JOIN OUR TEAM

We offer an international and specialized environment where you can grow, innovate, and develop with purpose while contributing to a safer and more transparent financial system . We prioritize vision, agility , and speed to deliver exceptional customer experiences and have built long-lasting, trusted relationships with some of the world's leading financial institutions, fintechs, and commercial companies.

We embrace a strong risk culture, and we expect everyone on our team - regardless of role - to take a proactive and responsible approach to risk management.

WHAT YOU'LL DO

This role will serve as the company's Subject Matter Expert (SME) for Anti-Money Laundering (AML) and Financial Crime Compliance , working closely with the Product Owner, Product teams, Technology teams and key stakeholders to ensure our AML solutions remain aligned with regulatory expectations across multiple jurisdictions.

Success in this role means translating complex regulatory requirements into practical product capabilities, supporting strategic decision-making and helping Lynx maintain its position as a trusted provider of financial crime prevention technology.

As Subject Matter Expert (AML) these will be some of the key activities in your day-to-day role:

• Act as the internal reference point for AML/CFT regulatory and compliance matters across the organization.
• Monitor and assess regulatory developments, industry trends and supervisory expectations impacting financial crime prevention solutions.
• Analyze and interpret AML regulations and guidance across different jurisdictions, assessing their impact on Lynx products and customers.
• Partner closely with the Product Owner and AML teams to translate regulatory requirements into product features, functional requirements and enhancement opportunities.
• Work closely with clients to translate regulatory risks into model rules and features, ensuring full coverage and auditability.
• Provide expert guidance on AML domains including Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Transaction Monitoring, Sanctions Screening, Politically Exposed Persons (PEPs), Beneficial Ownership and Risk-Based Approaches.
• Support product strategy and roadmap decisions by identifying future regulatory trends and emerging compliance requirements.
• Collaborate with internal stakeholders, customers and partners on complex AML-related topics, providing expert recommendations and practical solutions.
• Develop and maintain regulatory knowledge frameworks and internal documentation to support product development and market expansion initiatives.
• Deliver training sessions, workshops and knowledge-sharing activities to strengthen AML expertise across the organization.
• Support commercial and client-facing engagements where deep AML regulatory expertise is required.

WHAT WE'RE LOOKING FOR

We are in search of a Subject Matter Expert (AML) to join our team in Madrid , with the following qualifications and background:

Professional Experience

4+ years of experience in Anti-Money Laundering (AML), Financial Crime Compliance, Risk & Compliance, Regulatory Advisory or related fields.

Proven experience working within financial institutions, fintechs, consulting firms, regulatory bodies, RegTech companies or AML technology providers.

Demonstrated experience interpreting regulatory requirements and translating them into operational, business or technological solutions.

Experience working within international and multi-jurisdictional regulatory environments.

Education

Bachelor's degree in Law, Compliance, Finance, Business Administration, Criminology or a related field.

Master's degree or specialization in AML, Financial Crime, Compliance or Regulatory Affairs is highly desirable.

Relevant certifications such as CAMS, ICA, CFCS or equivalent are considered a strong advantage.

Languages

Professional fluency in Spanish (Required).

Professional fluency in English (Preferred).

Hard Skills

Deep expertise in AML/CFT regulations, regulatory frameworks and financial crime prevention practices.

Strong knowledge of KYC, CDD, EDD, Transaction Monitoring, Sanctions Screening, PEP Screening and Beneficial Ownership requirements.

Solid understanding of international regulatory frameworks and standards, including FATF recommendations and regional AML requirements.

Ability to assess regul