Senior Risk Officer, Financial Institutions-Credit Risk Management Sub Saharan Africa (m / f / d)

Finance in Motion; Frankfurt; Vor Ort; EUR 60.000 - 100.000; Vollzeit

Zusammenfassung

An established industry player is seeking a Senior Risk Officer to lead risk analysis and credit risk management for investments in Sub-Saharan Africa. This role offers the opportunity to work in a diverse international environment, tackling complex challenges while promoting sustainable development. You will be responsible for conducting thorough credit risk assessments, ensuring compliance with risk standards, and collaborating with various departments. If you have a passion for finance and a commitment to making a positive impact, this position is perfect for you.

Leistungen

Employee training and upskilling

Diverse international environment

Performance-oriented rewards

Qualifikationen

• Proven experience in assessing risks of financial institutions.
• Familiarity with banking regulatory frameworks in emerging markets.

Aufgaben

• Lead comprehensive risk analysis for investment opportunities.
• Monitor outstanding debt investments and propose credit strategies.

Kenntnisse

Risk Analysis

Credit Risk Underwriting

Financial Sector Knowledge

Communication Skills

Interpersonal Skills

Project Management

Ausbildung

Degree in Economics

Degree in Business Administration

Degree in Finance

Jobbeschreibung

Overview

Finance in Motion is a global impact asset manager focused exclusively on sustainable development in low and middle-income countries. The company develops and advises impact investment funds whose blended finance structures bring together public and private investors to address climate change, strengthen biodiversity conservation, foster the sustainable use of natural resources, improve livelihoods, and promote economic opportunities.

Over the course of its operations, Finance in Motion has unleashed a cumulative total of over EUR 5.4 billion toward these goals in Southeast Europe, the Caucasus, Latin America, the Middle East and North Africa, and sub-Saharan Africa. In addition to investment activities, the funds also provide technical assistance to support investees, foster responsible finance, and maximize impact in the countries they serve.

Since its foundation in 2009, the company has consistently recorded year-on-year growth and expanded into new regions and topics. Due to this ongoing success, Finance in Motion is seeking a(n) Senior Risk Officer, Financial Institutions-Credit Risk Management Sub Saharan Africa (m / f / d).

Key Responsibilities :

1. Perform and lead comprehensive risk analysis (credit, market, and liquidity) for current and potential investment opportunities across different markets.
2. Assume the role of Risk Transaction Leader for proposed transactions by performing credit risk underwriting activities, including on-and off-site due diligence for potential investments.
3. Ensure thorough risk reviews of loan agreements and other legal documents in adherence to the company's / Funds' risk tolerance and standards, following the LMA documentation standard.
4. Regularly monitor the outstanding debt investments in financial institutions, proactively identifying warning signals and proposing credit mitigation strategies and actions.
5. Uphold the quality of the internal credit rating process and conduct ongoing rating surveillance for the investment portfolio.
6. Stay updated on key market, industry, regulatory, and macroeconomic developments in assigned countries of operation.
7. Ensure close cooperation and coordination with Investment Management and other departments within the organization.
8. Prepare and deliver concise, comprehensive risk-related communications and presentations to key stakeholders, both internal and external.
9. Provide coaching and guidance to junior staff members to develop their knowledge and skillset.

What we expect :

• Degree in Economics, Business Administration, Finance, or a related field.
• Proven professional experience in assessing risks of financial institutions (banks, leasing and microfinance organizations), gained from international development banks, private banks, international / regional financing companies, rating agencies, consulting firms, or financial sector regulators.
• Familiarity with the financial sector and banking regulatory framework of emerging / frontier market countries. Knowledge of and experience in East African and / or West African markets, their political and cultural context, is considered an advantage.
• Understanding of macroeconomic processes and indicators.
• Strong team player with the ability to work confidently, with integrity, and with limited supervision.
• Excellent written and verbal communication skills in English; knowledge of French is an advantage.
• Effective interpersonal skills to interact confidently and clearly at different levels and with external stakeholders.
• Ability to organize and prioritize work, meet deadlines, and oversee projects.
• Pro-active, creative, self-motivating attitude.
• Willingness and ability to travel to SSA countries as necessary.
• Demonstrable commitment to Finance in Motion's vision and mission.

What you can expect :

• An agile, diverse international environment with over 60 nationalities, committed to making a positive impact.
• A role that allows you to utilize and expand your skills within an innovative, hands-on culture.
• A purpose-driven, performance-oriented company that rewards results.
• Dedicated to employee training and upskilling.

We are over 300 employees working from 16 offices worldwide, dedicated to promoting sustainable development through market-based finance solutions. If you enjoy tackling complex challenges in a hands-on manner and seek an adaptable, motivating environment, we would like to hear from you. Learn more about working at Finance in Motion here: Contact: Global Talent Acquisition - in-motion.com