Senior Product Manager, Payments

Navan; Berlin; On-site; EUR 120,000 - 150,000; Full time

Job summary

Navan seeks a Senior Product Manager to own the vision, strategy, and execution of our Payments platform, the infrastructure powering billions in transaction volume for thousands of companies worldwide. This role sits at the intersection of product innovation, financial infrastructure, and global expansion.

You will lead end-to-end experiences for Navan Expense payments, build partnerships with banks and fintechs, and drive international expansion while collaborating with engineering,

Qualifications

• Minimum 5 years of product management or equivalent experience.
• Strong product taste, judgement, and design thinking.
• Proven ability to lead cross-functional teams toward ambitious goals with agency and urgency.
• AI fluency, using AI tools to accelerate your workflows and drive impact.
• Strong systems thinking to design scalable infrastructure that supports both current needs and future growth.

Responsibilities

• Own the end-to-end experience for Navan Expense payments and payouts, from bank account configuration to payment routing, settlement, and reconciliation.
• Build strategic relationships and integrations with banking partners, payment service providers, and fintech infrastructure companies.
• Lead the expansion of Navan's payments capabilities into new geographies, navigating regulatory and compliance requirements, local banking infrastructure, and currency exchange dynamics.
• Collaborate with Engineering, Operations, Design, Finance, Legal, Risk, and Go-To-Market teams to deliver high-impact features from conception through launch.
• Maintain a prioritized roadmap focused on maximizing customer value while managing technical complexity and risk.
• Use data and analytics to inform decisions, track success metrics, and continuously optimize payment performance.

Skills

Product sense

Cross-functional leadership

AI fluency

Systems thinking

Job description

Navan is hiring a Senior Product Manager to own the vision, strategy, and execution of our Payments platform, the critical infrastructure that powers billions of dollars in transaction volume for thousands of companies worldwide.

This role sits at the intersection of product innovation, financial infrastructure, and global expansion, defining how Navan moves money, manages relationships with banking and payment partners, and scales our payments capabilities into new markets. This is a highly visible role with the opportunity to shape the future of how businesses manage corporate payments at scale.

What You’ll Do:

• Own the end-to-end experience for Navan Expense payments and payouts, from bank account configuration to payment routing, settlement, and reconciliation. You’ll build and manage intelligent systems that optimize for speed, reliability, cost, and compliance across multiple payment rails.
• Build strategic relationships and integrations with banking partners, payment service providers, and fintech infrastructure companies.
• Lead the expansion of Navan's payments capabilities into new geographies, navigating regulatory and compliance requirements, local banking infrastructure, and currency exchange dynamics.
• Collaborate with Engineering, Operations, Design, Finance, Legal, Risk, and Go-To-Market teams to deliver high-impact features from conception through launch.
• Maintain a prioritized roadmap focused on maximizing customer value while managing technical complexity and risk.
• Use data and analytics to inform decisions, track success metrics, and continuously optimize payment performance.

What We’re Looking For:

• Minimum 5 years of product management or equivalent experience
• Strong product taste, judgement, and design thinking
• Proven ability to lead cross-functional teams toward ambitious goals with agency and urgency.
• AI fluency, using AI tools to accelerate your workflows and drive impact
• Strong systems thinking to design scalable infrastructure that supports both current needs and future growth

Preferred Experience:

• Experience with banking partnerships, payment service providers, or embedded finance platforms
• Knowledge of international payments and regulatory frameworks across multiple geographies
• Background in high-growth fintech or B2B financial services
• Technical degree or background enabling deeper engagement with engineering teams

Navan uses AI-assisted Automated Employment Decision Tool (Metaview) to assist with evaluating resumes against job qualifications for this role. All final decisions are made by human recruiters and hiring managers.

Human oversight: Metaview does not automatically reject candidates or make final hiring decisions. Our recruiters and hiring managers review all outputs and make the final hiring decision regarding every application.

• Your rights: If you prefer to have your application reviewed without AI assistance, you may request a human evaluation by entering your email here. Your decision to do so will not affect how your candidacy is evaluated.

Please refer to our Candidate Privacy Notice for more information about our processing of personal data, and your rights.

About Navan

Navan (Nasdaq: NAVN) is the global AI-powered business travel and expense platform that makes travel easy for frequent travelers. From finding flights and hotels, to automating expense reconciliation, with 24/7 support along the way, Navan delivers an intuitive experience travelers love and finance teams rely on. See how Navan customers benefit and learn more at navan.com.

Culture of Excellence

Our team is our competitive edge — a high-performance group of smart, driven people committed to winning together. This dedication to excellence is why we’ve been recognized as a Best Place to Work by Built In (2023–2026), a G2 Best Global Software Company (2025–2026), Forbes Cloud 100 (2022–2025), and CNBC Disruptor 50 (2022–2025). At Navan, we provide an environment where top talent exceler, offering the autonomy and fast-paced trajectory needed to build a defining career and do the best work of your life.

Our Benefits

Navan offers a comprehensive benefits program designed to support your well‑being, financial security, and life outside of work. Our benefits, thoughtfully tailored by country to meet local needs, include healthcare coverage, insurance offerings, and wellness resources for you and your family.

We support long‑term financial growth through retirement savings programs and opportunities to participate in our equity plans, so you can share in Navan’s success. To promote balance, we offer flexible time off, country-specific holidays, and paid parental leave for all new parents. Additional benefits include connectivity and commuting support*, mental health resources, and exclusive travel‑related perks. Wherever you’re based, our benefits evolve with you.

Workplace Policy

Navan believes in the value of in‑person connections, whether that’s sitting down to have lunch with one another, taking a walking 1:1, or collaborating in a room together. The connections forged through face‑to‑face interactions improve company culture and drive business results. Navan invests in global office spaces — in the U.S., Europe, and Asia, among others — that feel welcoming. In‑office perks such as company‑provided lunches and happy hours create a strong team environment to help you do your best work. Our employees work from the office four days a week. Please expect this policy for all roles that are tied to an office.

Equal Opportunity

Navan is an equal opportunity employer. We make all employment decisions based solely on merit. We provide equal employment opportunity to all applicants and employees without discrimination on the bases of race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. We prohibit any such discrimination or harassment. This policy applies to all terms and conditions of employment, including hiring.

Accommodations

Navan complies with the Americans with Disabilities Act (ADA), as amended by the ADA Amendments Act, and all applicable state or local law. Navan will reasonably accommodate qualified individuals with a disability in connection with applications for employment as required by law.

If you need any assistance or accommodations due to a disability, you are welcome to email us at talent‑[e-mail].

Candidate Privacy Notice and Use of AI

As part of the recruitment process, certain personal data may be processed using automated tools, including tools that use AI. For details on how Navan collects and uses your personal data, please review Navan's Candidate Privacy Notice here.

*Applies to select locations.