Senior Manager, Lead risk advisor for Central Europe

Visa; Frankfurt; On-site; EUR 90,000 - 130,000; Full time

Job summary

Visa in Frankfurt is seeking a Senior Risk Manager, Central Europe to lead risk strategy and ecosystem risk across Central European markets. You will partner with regional leaders, product teams, data analytics, and regulatory stakeholders to strengthen fraud mitigation, secure controls, and resilience in the payments infrastructure.

The role requires translating complex risk into actionable business insights, influencing senior stakeholders, and embedding risk capabilities that enable safe

Qualifications

• Deep subject-matter expertise in fraud and payments risk.
• Ability to translate risk into clear business insights.
• Experience partnering with regional leadership and clients.

Responsibilities

• Lead Strategic Risk Management and Ecosystem Risk for Central Europe.
• Partner with regional leadership, product teams, data analytics, government engagement and regulatory stakeholders.
• Embed risk capabilities to enable safe growth and innovation.
• Support fraud prevention, incident response and risk programs across CE markets.

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Pay Transparency

The estimated salary range for a new hire into this position is - which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, Pension, Life Insurance, Annual Leave, and Wellness Program.

Job Description

As Senior Risk Manager, Central Europe, you will play a critical role in protecting the integrity, trust, and resilience of the payments ecosystem across Central Europe (CE). You will lead Strategic Risk Management and Ecosystem Risk (Fraud and Data Security) for Central European markets and strategic clients, partnering closely with Visa's regional leadership, product teams, data & analytics, government engagement, and regulatory stakeholders.

This role combines deep subject‑matter expertise in fraud and payments risk with the ability to influence senior stakeholders, translate complex risk into clear business insights and embed risk capabilities that enable safe growth and innovation.

As the Senior Risk Manager, Central Europe, you will support the delivery of Visa's risk strategy for Central European strategic clients, helping them strengthen fraud mitigation, secure controls and ecosystem resilience. You will work closely with the Cluster Risk Managers, Visa Consulting & Analytics (VCA), Product, Government Engagement and regulatory teams to advance a trusted and secure payments environment across multiple European markets.

This role is ideal for a risk professional who can operate across markets, synthesise insights, and influence diverse stakeholders while working within an established Risk Management framework.

Key responsibilities include:

Visa owns the most recognizable global brand in the financial services industry. Maintaining trust in that brand and differentiating Visa from competitors will be the Risk leader's key responsibilities. Risk management is one of the key pillars of Visa's strategy. With in-market ownership of this strategy, the Sr Risk Manager, CE plays a critical role to support the enterprise and operational risk activities of the company.

Key Accountabilities:

• Support delivery of Visa's risk strategy Contribute to the execution of regional risk plans aligned with market needs and Visa's global risk strategy. Lead delivery of Visa's Central Europe risk strategy, aligned with Visa's global risk framework and local market needs


• Under the direction of the respective Head of Risk in Europe, the role has responsibility for fraud prevention, fraud management, security and risk in the external Visa payment infrastructure in multiple CE countries.


• Support business development of fraud services strategy, activities, and products by articulating current risk control environment, assist in assessing any new risks that may arise from new strategy and consider these in the wider context of the overarching risk appetite


• Maintain awareness of emerging risks, regulatory developments and ecosystem trends affecting Central Europe


• Support internal and external risk management programs, including key client risk reviews and risk forums.

Risk advisory & client engagement

As a key member of the market Risk team, this role will act as a trusted risk advisor to Visa's Central European Country Managers, market executive teams, in addition to hub and global functional leads on strategies related to complex operational, financial, legal and regulatory risk exposures Provide guidance to clients on fraud prevention, secure technology, dispute/fraud trends and payment integrity Promote and support client adoption of Visa risk and fraud solutions, tools and best practices. Translate risk insights into actionable recommendations Help assess and communicate the implications of new payment models, innovations and business strategies.

Support fraud incident response

Assist in the management and coordination of significant fraud events and data breach activities for CE clients, including analysis, reporting and follow‑up actions.

Liaise with Visa security and fraud SMEs, as well as client risk leads, to support timely response and resolution.

Cross‑functional engagement & Collaboration Support business development an