Senior FP&A Analyst

Embedded Shishya; Deutschland; Vor Ort; EUR 110.000 - 170.000; Vollzeit

Zusammenfassung

Ledgebrook seeks a senior capital management professional to own capital adequacy modeling across its risk-bearing entities, including captives and fronting structures, with AM Best BCAR as the primary lens. You will maintain loss reserve models, build dynamic planning tools, and deliver P&L projections and capital scenarios for CFO and Board-level review.

This role collaborates with Actuarial, Accounting, and Underwriting to ensure coherence, and it requires advanced Excel skills and clear

Qualifikationen

• Bachelor’s degree in Finance, Actuarial Science, Mathematics, or Accounting.
• 5–7 years of experience in insurance capital management or related fields.
• Hands-on AM Best BCAR experience and analyses.
• Working knowledge of loss reserving methodologies.
• Familiarity with statutory financial statements and capital adequacy.
• Advanced financial modeling and Excel proficiency.
• Workday and Snowflake experience a plus.
• Strong communication skills suitable for CFO/C-suite presentations.
• Able to work independently in a fast-moving remote environment.

Aufgaben

• Own capital adequacy modeling across risk-bearing entities.
• Maintain and develop loss reserve models across platforms.
• Build dynamic capital planning models for stress testing.
• Lead underwriting profitability analysis by year, line, and entity.
• Support annual planning with entity-level P&L projections and capital scenarios.
• Be SME on statutory capital requirements, RBC frameworks, and AM Best rating methods.
• Collaborate with Actuarial, Accounting, and Underwriting for coherence and audit-readiness.
• Prepare CFO/Board materials: capital dashboards and scenario analyses.
• Support rating agency interactions and BCAR documentation.
• Identify opportunities to automate capital and reserve reporting workflows.

Kenntnisse

Capital adequacy modeling

Loss reserve models

Triangle-based methodologies

Dynamic capital planning

Underwriting profitability analysis

P&L projections

Statutory capital requirements

Risk-based capital frameworks

Financial modeling

Excel proficiency

Strong verbal communication

Strong written communication

Presentation skills

Collaboration

Independence

Adaptability

Analytical thinking

Problem-solving

Ausbildung

Bachelor’s degree in Finance or related field

Tools

Workday

Snowflake

Excel

Jobbeschreibung

Responsibilities

• Own capital adequacy modeling across Ledgebrook’s risk-bearing entities, including captives and fronting/carrier structures, with a primary lens on AM Best’s BCAR framework
• Maintain and develop loss reserve models, including triangle-based methodologies and translate reserve adequacy findings into executive-level capital planning outputs
• Build and maintain dynamic capital planning models that stress-test surplus positions under adverse loss, premium growth, and reinsurance scenarios
• Lead underwriting profitability analysis by accident year, line of business, and entity—surfacing actionable insights on combined ratio drivers and reserve margin trends
• Support the annual planning and reforecasting cycle with entity-level P&L projections and capital deployment scenarios
• Serve as the internal subject matter expert on statutory capital requirements, risk-based capital (RBC) frameworks, and AM Best rating methodology as they relate to Ledgebrook’s balance sheet
• Collaborate cross-functionally with Actuarial, Accounting, and Underwriting to ensure reserve estimates, premium bookings, and capital positions are coherent and audit-ready
• Prepare materials for CFO and Board-level consumption: capital adequacy dashboards, reserve adequacy summaries, and scenario analyses tied to business plan milestones
• Support rating agency interactions and diligence processes, including BCAR sensitivity analysis and documentation
• Identify opportunities to automate and modernize capital and reserve reporting workflows

Requirements

• Bachelor’s degree in Finance, Actuarial Science, Mathematics, Accounting, or a related field
• 5–7 years of directly relevant experience in insurance capital management, ERM, actuarial finance, or statutory FP&A at a carrier, captive, reinsurer, MGA with risk-bearing exposure, or rating agency
• Demonstrated hands-on experience with AM Best’s BCAR model, meaning you have built, maintained, or stress-tested BCAR analyses for P&C entities
• Working knowledge of loss reserving methodologies
• Familiarity with statutory financial statements and their relationship to capital adequacy
• Advanced financial modeling skills and expert-level Excel proficiency
• Experience with Workday and Snowflake a plus
• Strong verbal and written communication skills with experience presenting to CFO and C-suite audiences
• Ability to operate independently in a remote, fast-moving environment with evolving priorities

Ats Optimization Keywords

Note: ATS-related keywords are provided to help tailor applications. This section has been reformatted from the original to fit the page structure.

Hard Skills

• capital adequacy modeling
• loss reserve models
• triangle-based methodologies
• dynamic capital planning models
• underwriting profitability analysis
• P&L projections
• statutory capital requirements
• risk-based capital frameworks
• financial modeling
• Excel proficiency

Soft Skills

• strong verbal communication
• strong written communication
• presentation skills
• collaboration
• independence
• adaptability
• analytical thinking
• problem-solving