Senior Credit Risk Manager * - Real Estate

JR Germany; Saarbrücken; Vor Ort; EUR 44.000 - 70.000; Vollzeit

Zusammenfassung

An established industry player in the financial sector is seeking a Real Estate Risk officer. This role involves analyzing and monitoring lending proposals, ensuring credit quality, and contributing to risk-related projects. The organization promotes a flexible working environment and offers numerous opportunities for professional growth through mentoring and networking. With a commitment to equal opportunities and a focus on employee well-being, this position is ideal for those looking to make a significant impact in a dynamic team. If you have the expertise and passion for risk management, this is the opportunity for you!

Leistungen

Corporate Health Programs

Group Insurance

BAWAG Sports Club Membership

Meal Subsidies

Mentoring & Networking Opportunities

FlexOffice Work Environment

Qualifikationen

• Experience as a Real Estate Risk officer in a major financial institution.
• Strong analytical skills and sound judgment on credit issues.

Aufgaben

• Analyze and monitor Real Estate lending and investment proposals.
• Provide recommendations on credits for transfer to watchlist.

Kenntnisse

Analytical Skills

Credit Risk Assessment

Communication Skills

Interpersonal Skills

Negotiation Skills

Teamwork

Ausbildung

University Degree

Jobbeschreibung

Social network you want to login/join with:

Client:

BAWAG Group AG

Location:

Job Category:

Other

EU work permit required:

Yes

Job Views:

2

Posted:

26.04.2025

Expiry Date:

10.06.2025

Job Description:

BAWAG Group is the listed holding company of BAWAG, which is one of the largest banks in Austria with 2.1 million customers. As a dynamic employer, we promote talent and quickly drive technological innovation. Flat hierarchies, a flexible working environment, and equal opportunities for our employees are particularly important to us.

The respective position within the Real Estate Risk unit is embedded in international and domestic risk, including Corporates, Public and Institutional clients, Participations, and Project financing. The international and domestic departments of the Bank source financings in Austria, Western Europe, and the US on bilateral and syndicated basis, including financing Loan portfolios. Commercial Real Estate, beside Corporate financing, is a significant source of asset growth and profitability for the Bank in the coming years.

Main Tasks

• Analyze new and monitor existing Real Estate lending and investment proposals, including credit quality, collateral, and monitoring framework; prepare independent credit opinions for presentation to Credit Committee.
• Validate internal ratings for counterparties and facilities on an ongoing basis.
• Review and approve waivers to post-signature events, such as contract breaches and restructurings, and any credit-related changes to contracts in close consultation with other departments.
• Provide recommendations on credits for transfer to watchlist or workout group.
• Contribute to the ongoing development of the Bank's risk-related policies and procedures and the Risk division as a whole.
• Attend the Credit Committee for relevant and specific transactions.
• Assist in the development and implementation of various risk-related projects by providing expertise.

Your Profile

• Experience as a Real Estate Risk officer in a major financial institution, including oversight of syndications and mezzanine financing.
• Familiarity with markets in Western Europe, UK, and US preferred.
• Detailed knowledge of credit-related legal documentation and the establishment of appropriate covenants.
• Experience with credit risk assessment methodologies, rating agency criteria, and risk-pricing techniques.
• Strong analytical skills and capacity to quickly provide sound judgment on various credit issues.
• Sound business judgment with an understanding of broader business issues and individual risks.
• Strong verbal and written communication skills.
• Team player with ability to work within a small group and under pressure.
• Strong interpersonal skills, notably influencing, negotiating, and collaborating, with a flexible approach.
• University degree or equivalent preferred.
• Proficiency in English and German essential.

Our Offer

• Business talks with the Senior Leadership Team, along with training, workshops, and learning stays across departments, providing insights and learning opportunities.
• Mentoring & networking supported through personal guidance from a buddy within the Senior Leadership Team and access to exclusive networking events (e.g., Trainee Alumni Club, ICON Afterworks).
• FlexOffice motto: Work from your private environment whenever it suits your role.
• On office days, work at our modern, accessible office near Vienna Central Station.
• Additional benefits include corporate health programs, group insurance, BAWAG sports club membership, and meal subsidies.

Your point of contact

For this position, the full-time minimum gross salary under the collective agreement is €44,476.88 before tax. Depending on experience and training, there is a willingness to overpay.

Contact: Sophie Piehslinger [phone]

Our Values

*We value people. Equal opportunity is important to us—regardless of age, gender, sexual orientation, physical ability, religion, or origin.*