Senior Credit Risk Manager * - Real Estate

JR Germany; Heidelberg; Vor Ort; EUR 44.000 - 70.000; Vollzeit

Zusammenfassung

A dynamic employer in the financial sector is seeking a Senior Credit Risk Manager specializing in Real Estate. This role involves analyzing lending proposals, validating internal ratings, and contributing to risk-related policies. With a focus on collaboration and mentorship, the company promotes talent and innovation in a flexible working environment. The ideal candidate will possess strong analytical skills, a solid understanding of credit risk assessment, and excellent communication abilities. Join this forward-thinking firm to make a significant impact in the banking sector while enjoying attractive benefits and opportunities for professional growth.

Leistungen

Corporate Health Programs

Group Insurance

Sports Club Membership

Meal Subsidies

Mentoring and Networking Opportunities

Qualifikationen

• Experience as a Real Estate Risk officer in a major financial institution.
• Familiarity with markets in Western Europe, UK, and US preferred.

Aufgaben

• Analyze and monitor Real Estate lending and investment proposals.
• Provide recommendations on credits for transfer to watchlist.

Kenntnisse

Analytical Skills

Credit Risk Assessment

Communication Skills

Team Collaboration

Negotiation Skills

Ausbildung

University Degree

Jobbeschreibung

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Senior Credit Risk Manager * - Real Estate, heidelberg

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Client:

BAWAG Group AG

Location:

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

2

Posted:

26.04.2025

Expiry Date:

10.06.2025

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Job Description:

BAWAG Group is the listed holding company of BAWAG, which is one of the largest banks in Austria with 2.1 million customers. As a dynamic employer, we promote talent and quickly drive technological innovation. Flat hierarchies, a flexible working environment and equal opportunities for our employees are particularly important to us.

The respective position within the Real Estate Risk unit is embedded in international and domestic risk also including Corporates Public and Institutional clients, Participations and Project financing. The international and domestic departments of the Bank source financings beside Austria primarily in Western Europe and US on a bilateral and syndicated basis including financing Loan portfolios. Commercial Real Estate, beside Corporate financing, has been identified as a significant source of asset growth and profitability for the Bank during the next few years.

Main Tasks

• Analyze new and monitor existing Real Estate lending and investment proposals including credit quality, collateral and monitoring framework; prepare independent credit opinions on investment proposals for presentation to Credit Committee
• Validate internal ratings for counterparties and facilities on an ongoing basis
• Review and approve waivers to post signature events, such as contract breaches and restructurings, and on any credit-related changes to contracts in close consultation with other departments
• Provide recommendations on credits for transfer to watchlist or workout group
• Contribute to the ongoing development of the Bank's risk-related policies and procedures and the Risk division as a whole
• Attend in the Credit Committee for relevant and specific transactions
• Assist in the development and implementation of various risk related projects by providing respective expertise

Your Profile

• Experience as a Real Estate - Risk officer in a major financial institution including oversight of syndications and mezzanine financing
• Familiarity with markets in Western Europe, UK and US preferred
• Detailed knowledge of credit-related legal documentation and the establishment of appropriate covenants
• Experience with credit risk assessment methodologies, rating agency criteria and knowledge of risk-pricing techniques
• Strong analytical skills and capacity to quickly provide sound judgement on a variety of credit issues
• Sound business judgement with an ability to understand the broader business issues whilst being cognisant of the individual risks involved
• Strong verbal and written communication skills
• Team player: an ability to work within a small group and under pressure
• Strong interpersonal skills - notably influency negotiating and collaborating as well as a flexible approach
• University degree or equivalent preferred
• Proficiency in English and German essential

Our Offer

• Business Talks with the Senior Leadership Team, along with trainings, workshops, and learning stays across various departments, provide inspiring insights and learning opportunities
• Mentoring & networking are supported through personal guidance from a buddy within the Senior Leadership Team and access to exclusive networking events (e.g., Trainee Alumni Club, ICON Afterworks)
• FlexOffice is our motto! Work from your private environment whenever it suits your role
• On your office days, you'll work at our modern and easily accessible office near Vienna Central Station
• We also offer attractive additional benefits, such as corporate health programs, group insurance, BAWAG sports club membership, and meal subsidies

Your point of contact

For this position, the full-time minimum gross salary under the collective agreement is € 44.476,88 before tax. Depending on experience and professional training, there is a willingness to overpay.

Your contact person for this position: Sophie Piehslinger [phone]

*We value people.
Equal opportunity is important to us - regardless of age, gender, sexual orientation, physical ability, religion, or origin.