Senior Credit Risk Manager * - Real Estate

JR Germany; Gelsenkirchen; Vor Ort; EUR 44.000 - 70.000; Vollzeit

Zusammenfassung

An established industry player is seeking a Senior Credit Risk Manager to join their Real Estate Risk unit in Gelsenkirchen. This pivotal role involves analyzing real estate lending and investment proposals, preparing credit opinions, and contributing to risk policies. The ideal candidate will have experience in a major financial institution, strong analytical skills, and proficiency in both English and German. Join a forward-thinking organization that values talent and promotes innovation, offering flexible work arrangements and numerous benefits to enhance your career and work-life balance.

Leistungen

Health Programs

Insurance

Sports Club

Meal Subsidies

Mentoring

Networking Opportunities

Flexible Work Arrangements

Training and Workshops

Qualifikationen

• Experience as a Real Estate Risk officer in a major financial institution.
• Knowledge of credit legal documentation and covenants.

Aufgaben

• Analyze and monitor real estate lending and investment proposals.
• Prepare independent credit opinions for Credit Committee presentations.
• Contribute to risk-related policy development.

Kenntnisse

Analytical Skills

Credit Risk Assessment

Communication Skills (English and German)

Negotiation Skills

Interpersonal Skills

Ausbildung

University Degree or Equivalent

Jobbeschreibung

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Senior Credit Risk Manager * - Real Estate, Gelsenkirchen

Client:

BAWAG Group AG

Location:

Gelsenkirchen, Germany

Job Category:

Other

EU work permit required:

Yes

Job Views:

2

Posted:

26.04.2025

Expiry Date:

10.06.2025

Job Description:

BAWAG Group is the listed holding company of BAWAG, one of the largest banks in Austria with 2.1 million customers. We promote talent and drive technological innovation with flat hierarchies, flexible working environments, and equal opportunities.

The position within the Real Estate Risk unit involves analyzing and monitoring real estate lending and investment proposals, credit quality, collateral, and risk assessment. The role includes preparing credit opinions, validating ratings, approving waivers, and contributing to risk policies and procedures.

Main Tasks

• Analyze new and monitor existing real estate lending and investment proposals, including credit quality and collateral.
• Prepare independent credit opinions for Credit Committee presentations.
• Validate internal ratings for counterparties and facilities.
• Review and approve waivers related to contractual breaches and restructurings.
• Recommend credits for watchlist or workout groups.
• Contribute to risk-related policy development.
• Participate in Credit Committee for relevant transactions.
• Support risk-related projects with expertise.

Your Profile

• Experience as a Real Estate Risk officer in a major financial institution.
• Familiarity with Western European, UK, and US markets preferred.
• Knowledge of credit legal documentation and covenants.
• Experience with credit risk assessment methodologies and risk-pricing techniques.
• Strong analytical and judgment skills.
• Business judgment and understanding of broader business issues.
• Excellent communication skills in English and German.
• Team player with ability to work under pressure.
• Interpersonal skills, negotiation, and flexibility.
• University degree or equivalent preferred.

Our Offer

• Engagement with Senior Leadership, training, workshops, and learning stays.
• Mentoring, networking, and access to exclusive events.
• Flexible work arrangements with FlexOffice policy.
• Modern office near Vienna Central Station.
• Additional benefits: health programs, insurance, sports club, meal subsidies.

Your point of contact

Full-time gross salary starting at €44,476.88 before tax, with potential overpayment based on experience.

Contact: Sophie Piehslinger, [phone]

*We value people.
We are committed to equal opportunity regardless of age, gender, sexual orientation, physical ability, religion, or origin.