Senior Credit Portfolio Manager (f/m/x)

AUTO1 Global Services SE & Co. KG; Berlin; Hybrid; EUR 60.000 - 90.000; Vollzeit

Zusammenfassung

An innovative digital automotive platform is seeking a Senior Credit Portfolio Manager to join its Captive Finance team based in Berlin. This role involves developing pricing models, analyzing credit portfolios, and enhancing financial products. Candidates are expected to have a strong background in economics, financial management, and relevant experience in credit analysis and risk management. The position offers flexibility with work-from-home options and a comprehensive benefits package including 26 vacation days.

Leistungen

26 days vacation

Flexible working hours

Working from home options

Qualifikationen

• Successfully completed studies in economics, financial management or a comparable course of study.
• Relevant experience in credit analysis, pricing, and risk management.

Aufgaben

• Develop market-leading pricing models for the consumer credit portfolio.
• Analyze and evaluate loan tapes for accuracy and compliance.
• Provide expert recommendations for policy and pricing improvements based on data analysis.

Kenntnisse

Python

Data analysis tools

Credit analysis

Risk management

Team leadership

Ausbildung

Degree in economics or financial management

Tools

Google Workspace

Microsoft Office (Word, Excel, PowerPoint)

Jobbeschreibung

Social network you want to login/join with:

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Client:

AUTO1 Global Services SE & Co. KG

Location:

Berlin, Germany

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

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Job Views:

4

Posted:

23.07.2025

Expiry Date:

06.09.2025

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Job Description:

Company Description

We are looking for an enthusiastic individual to join our Captive Finance team. In this role, you will have a major impact on how we assess, price and grow our consumer credit portfolio. You will have the opportunity to work directly with key stakeholders. AUTO1 Group is Europe's leading automotive platform. With our well-known brands Autohero, wirkaufendeinauto.de and AUTO1.com, we are revolutionizing the used car market.

What we offer:

• Be part of Europe's leading digital automotive platform!
• Personal growth with the contribution of own ideas
• Frequent feedback talks will support you in achieving your goals
• Time to relax: 26 days vacation
• Working from home: you can work from home up to 3 days a week

Join us, building the best way to buy and sell cars!

Apply by uploading your CV with a note of your earliest starting date and your salary expectation.

Job Description

• Develop market leading pricing models to ensure we optimise our risk / reward structure
• Drive development of consumer finance products for new product types amd markets
• Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards
• Conduct thorough back-testing of existing pricing and scoring models to assess validity of returns and identify areas for enhancement
• Provide expert recommendations for policy and pricing improvements based on data analysis and industry best practices
• Work closely with the Credit Operations and Risk Management team to implement new policies, products and work instructions
• Ensure seamless integration and operational efficiency
• Enhancing the overall return of the portfolio
• Communicate insights and recommendations to key stakeholders

Qualifications

• Successfully completed studies in economics, financial management or a comparable course of study
• Ideally knowledge of Python, Redash, data analytical tools
• Relevant experience in credit analysis, pricing and risk management
• Understanding of consumer finance regulation and product design
• Experience in the role as a Team lead or personnel responsibilities
• Working detail-oriented with a strong focus on accuracy and compliance
• Ability to work independently and manage multiple projects simultaneously
• Comprehensive knowledge of Google Workspace, Microsoft Word, Excel and PowerPoint
• Business fluent in English, while knowledge of German is a plus

Senior Credit Portfolio Manager (f/m/x)

Company Description

We are looking for an enthusiastic individual to join our Captive Finance team. In this role, you will have a major impact on how we assess, price and grow our consumer credit portfolio. You will have the opportunity to work directly with key stakeholders. AUTO1 Group is Europe's leading automotive platform. With our well-known brands Autohero, wirkaufendeinauto.de and AUTO1.com, we are revolutionizing the used car market.

What we offer:

• Be part of Europe's leading digital automotive platform!
• Personal growth with the contribution of own ideas
• Frequent feedback talks will support you in achieving your goals
• Flexible working hours
• Time to relax: 26 days vacation
• Working from home: you can work from home up to 3 days a week

Join us, building the best way to buy and sell cars!

Apply by uploading your CV with a note of your earliest starting date and your salary expectation.

Job Description

• Develop market leading pricing models to ensure we optimise our risk / reward structure
• Drive development of consumer finance products for new product types amd markets
• Analyze and evaluate loan tapes to ensure accuracy, compliance, and alignment with company policies and industry standards
• Conduct thorough back-testing of existing pricing and scoring models to assess validity of returns and identify areas for enhancement
• Provide expert recommendations for policy and pricing improvements based on data analysis and industry best practices
• Work closely with the Credit Operations and Risk Management team to implement new policies, products and work instructions
• Ensure seamless integration and operational efficiency
• Enhancing the overall return of the portfolio
• Communicate insights and recommendations to key stakeholders

Qualifications

• Successfully completed studies in economics, financial management or a comparable course of study
• Ideally knowledge of Python, Redash, data analytical tools
• Relevant experience in credit analysis, pricing and risk management
• Understanding of consumer finance regulation and product design
• Experience in the role as a Team lead or personnel responsibilities
• Working detail-oriented with a strong focus on accuracy and compliance
• Ability to work independently and manage multiple projects simultaneously
• Comprehensive knowledge of Google Workspace, Microsoft Word, Excel and PowerPoint
• Business fluent in English, while knowledge of German is a plus

Contact
Katharina Ruhnke

At AUTO1 Group we live an open culture, believe in direct communication, and value diversity. We welcome every applicant; regardless of gender, ethnic origin, religion, age, sexual identity, disability, or any other non-merit factor.

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