Real Estate Senior Credit Structurer - CIB (M / F)

Banque Internationale à Luxembourg (BIL); Berlin; Vor Ort; EUR 80.000 - 100.000; Vollzeit

Zusammenfassung

A leading financial institution in Berlin is seeking a Senior Credit Structurer responsible for assessing complex Real Estate credit requests and ensuring alignment with risk parameters. The ideal candidate has significant experience in the banking sector, is fluent in English and French, and possesses robust analytical skills. This role emphasizes innovation and client interaction within the corporate banking domain.

Qualifikationen

• Significant experience in structuring Real Estate Credit Files.
• Ability to balance commercial and credit risk roles.
• Knowledge of the national economy, especially in construction and real estate.

Aufgaben

• Assess and evaluate complex Real Estate credit requests.
• Provide credit ratings for requests.
• Ensure credit structuring aligns with the Bank's Risk appetite.

Kenntnisse

Real Estate Credit Structuring

Fluency in English

Fluency in French

Understanding of Corporate Banking

Client Interaction Skills

Analytical Skills

Problem Solving Skills

Jobbeschreibung

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private, and corporate banking, as well as on major capital markets. Employing more than 2,000 people, BIL is present in Luxembourg, Switzerland, and China.

As a major player in Luxembourg's finance industry and a signatory of the UN Principles of Responsible Banking, BIL is committed to providing a responsible and sustainable bank for future generations.

The Senior Credit Structurer is responsible for:

• Assessing and evaluating the feasibility of complex Real Estate credit requests and developing solutions within acceptable credit/risk parameters.
• Providing credit ratings for requests.
• Ensuring credit structuring and granting align with the Bank's Risk appetite, limits, policies, and procedures.
• Deciding on credit files within the Delegation Authority Framework.
• Supporting business development and revenue growth within the Bank's Risk Appetite.
• Playing a key role in the credit approval process and following up on the implementation of credit files in line with decisions.
• Checking data quality of credit requests in systems and credit sheets.

Supporting the team manager in projects related to improving work processes and contributing to the training of junior analysts.

Your skills :

• Significant experience in structuring Real Estate Credit Files in either Front Office or credit risk management within the banking industry.
• Fluency in English and French is mandatory.
• Excellent understanding of credit activities and Corporate Banking (SME Luxembourg, Real Estate).
• Ability to balance commercial and credit risk roles.
• Ability to identify credit opportunities and develop innovative solutions.
• Strong client interaction skills.
• Knowledge of the national economy, especially in construction and real estate development sectors.
• Strong initiative, self-motivation, and teamwork skills.
• Rigorous, well-organized, open-minded, analytical, and credit structuring skills.
• Strong analytical and problem-solving skills to identify risks, assess impacts, and recommend mitigation measures.
• Proven decision-making aptitude and experience.

BIL offers a broad range of challenging projects and career paths. We support your personal development and encourage exploring different business areas for broad experience.

We believe diversity & inclusion enhance our collective performance. We are committed to fostering an inclusive culture that promotes individual development and equal opportunities for all.

NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity, justified by the position's needs. Additional background checks may be conducted as legally permitted.