Ratings Associate Corporate Finance and Infrastructure Group (German Speaker)

PassFort; Frankfurt; Vor Ort; EUR 70.000 - 95.000; Vollzeit

Zusammenfassung

Moody's Corporation is seeking a Ratings Associate to support credit rating analyses and research for issuers operating in German-speaking markets. You will work with Credit Rating Analysts and cross-functional teams across a global network to prepare models, presentations, and publications.

You will analyze financial statements, monitor market developments, and contribute to rating committee materials while embracing responsible AI-enabled tools to enhance efficiency and accuracy in a

Qualifikationen

• Strong analytical and problem-solving skills with ability to interpret financial and non-financial information.
• Good accounting and corporate finance knowledge gained through coursework or experience.
• Understanding of fixed-income markets and credit analysis preferred.
• Strong organizational and attention to detail in a fast-paced environment.
• Ability to synthesize large volumes of information and communicate clear conclusions.
• Proficiency in Microsoft Excel, Word, and PowerPoint.
• Eagerness to learn AI-driven tools and data analytics with responsible use.
• Excellent written and verbal communication in German and English.

Aufgaben

• Support Credit Rating Analysts with activities related to credit ratings, research, portfolio monitoring, and market outreach.
• Analyze financial statements, operating performance, industry developments, and other quantitative and qualitative information relevant to issuer credit quality.
• Prepare and maintain financial models, forecasts, peer comparisons, and analytical presentations.
• Draft rating committee materials and participate in rating committee discussions per policies.
• Draft and support the publication of credit research reports, opinions, and other analytical materials.
• Monitor market developments, issuer news, and industry trends to identify factors affecting credit quality.
• Attend issuer, investor, and intermediary meetings as required and support preparation of meeting materials.
• Use digital tools and AI-driven solutions responsibly to enhance analytical capabilities and workflow.

Kenntnisse

Analytical skills

Finance/Accounting knowledge

Fixed-income markets

Organizational skills

Communication skills

Excel/Office

Data analytics tools

AI tools awareness

German & English fluency

Ausbildung

Bachelor's degree or equivalent

Finance/Accounting/Economics

Quantitative discipline

Availability to start ASAP

Tools

Excel

Word

PowerPoint

Jobbeschreibung

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action - enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, you still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills And Competencies

• Strong analytical and problem-solving skills, with the ability to interpret complex financial and non-financial information
• Good accounting and corporate finance knowledge gained through academic coursework, relevant work experience, or progress towards a professional qualification such as the Chartered Financial Analyst designation or equivalent
• Fundamental understanding of fixed-income markets, credit analysis, corporate finance, or infrastructure finance preferred
• Strong organizational skills, analytical thinking, and attention to detail, with the ability to prioritize multiple tasks in a fast-paced environment
• Ability to synthesize large volumes of information, identify relevant credit considerations, and communicate clear, well-supported conclusions
• Proficiency in Microsoft Excel, Word, and PowerPoint, with experience using data analysis or visualization tools preferred
• Eagerness to learn and adopt emerging technical applications in the financial industry, including artificial intelligence-driven tools, automation, and data analytics, with an awareness of responsible and ethical artificial intelligence use
• Excellent written and verbal communication skills in German and English, with fluency in German required

Education

• Minimum undergraduate or first-level degree, such as a bachelor’s degree or equivalent qualification, with a strong academic record
• Degree in finance, accounting, economics, business administration, engineering, mathematics, or another relevant quantitative discipline preferred
• Finance or accounting academic background preferred
• Availability to start as soon as possible

Responsibilities

• Support Credit Rating Analysts with activities related to credit ratings, research, portfolio monitoring, and market outreach
• Analyze financial statements, operating performance, industry developments, and other quantitative and qualitative information relevant to issuer credit quality
• Prepare and maintain financial models, forecasts, peer comparisons, and analytical presentations
• Draft rating committee materials and participate in rating committee discussions in accordance with applicable policies and procedures
• Draft and support the publication of credit research reports, credit opinions, and other analytical materials
• Monitor market developments, issuer news, and industry trends to identify factors that may affect credit quality
• Attend issuer, investor, and intermediary meetings as required and support the preparation of meeting materials and presentations
• Use digital tools and artificial intelligence-driven solutions responsibly to enhance analytical capabilities, improve workflow efficiency, and support high-quality analysis

About The Team

The Corporate Finance and Infrastructure Groups at Moody's Ratings provide independent credit analysis and research on corporate and infrastructure issuers across a broad range of industries and markets. The groups evaluate creditworthiness through detailed financial analysis, industry research, issuer engagement, and the application of Moody's rating methodologies.

As a Ratings Associate, you will work closely with experienced Credit Rating Analysts and colleagues across a global network, with a particular focus on issuers operating in German-speaking markets. You will contribute to key stages of the credit rating process, including financial analysis, rating committee preparation, portfolio monitoring, and research publication.

The groups use digital capabilities, data analytics, automation, and artificial intelligence-enabled tools to enhance analytical processes while maintaining rigorous standards for quality, integrity, governance, and responsible technology use. The role provides hands-on experience of global capital markets and opportunities to develop expertise in corporate credit, infrastructure finance, sustainability, cyber risk, private credit, and other emerging credit considerations.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.