Ratings Associate Corporate Finance and Infrastructure Group (German Speaker)

Moody's; Frankfurt; On-site; EUR 60,000 - 90,000; Full time

Job summary

Moody’s is seeking a Ratings Associate to support credit rating analysis for corporate and infrastructure issuers, with a focus on German-speaking markets. You will work with Credit Rating Analysts to prepare financial models, research materials, and rating-committee materials, contributing to high-quality credit assessments.

The role offers exposure to global capital markets, quantitative/qualitative analysis, and hands-on use of AI-enabled tools while adhering to Moody’s standards.

Qualifications

• Bachelor’s degree with strong academic record.
• Degree in finance, accounting, economics, business, engineering or math preferred.
• Finance or accounting background preferred.
• Availability to start as soon as possible.

Responsibilities

• Support credit rating analysis for corporate/infrastructure issuers.
• Assist analysts with credit ratings, research, monitoring, and outreach.
• Analyze financial statements and industry developments relevant to issuer credit quality.
• Prepare/maintain financial models, forecasts, and peer comparisons.
• Draft rating committee materials and participate in discussions.
• Draft and support publication of credit research reports and opinions.
• Monitor market developments and issuer news impacting credit quality.
• Attend issuer/investor meetings and prepare meeting materials.
• Use AI-driven tools to enhance analysis and efficiency.

Skills

Analytical skills

Problem solving

Accounting knowledge

Corporate finance

Fixed-income understanding

Excel/PowerPoint

AI tools awareness

German & English fluency

Education

Bachelor’s degree or equivalent

Finance/accounting/economics/quantitative discipline

Availability to start soon

Tools

Excel

Word

PowerPoint

Data analysis tools

Job description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills and Competencies

• Strong analytical and problem-solving skills, with the ability to interpret complex financial and non-financial information
• Good accounting and corporate finance knowledge gained through academic coursework, relevant work experience, or progress towards a professional qualification such as the Chartered Financial Analyst designation or equivalent
• Fundamental understanding of fixed-income markets, credit analysis, corporate finance, or infrastructure finance preferred
• Strong organizational skills, analytical thinking, and attention to detail, with the ability to prioritize multiple tasks in a fast-paced environment
• Ability to synthesize large volumes of information, identify relevant credit considerations, and communicate clear, well-supported conclusions
• Proficiency in Microsoft Excel, Word, and PowerPoint, with experience using data analysis or visualization tools preferred
• Eagerness to learn and adopt emerging technical applications in the financial industry, including artificial intelligence-driven tools, automation, and data analytics, with an awareness of responsible and ethical artificial intelligence use
• Excellent written and verbal communication skills in German and English, with fluency in German required

Education

• Minimum undergraduate or first-level degree, such as a bachelor’s degree or equivalent qualification, with a strong academic record
• Degree in finance, accounting, economics, business administration, engineering, mathematics, or another relevant quantitative discipline preferred
• Finance or accounting academic background preferred
• Availability to start as soon as possible

Responsibilities

Support credit rating analysis for corporate and infrastructure issuers, with a particular focus on German-speaking markets

• Support Credit Rating Analysts with activities related to credit ratings, research, portfolio monitoring, and market outreach
• Analyze financial statements, operating performance, industry developments, and other quantitative and qualitative information relevant to issuer credit quality
• Prepare and maintain financial models, forecasts, peer comparisons, and analytical presentations
• Draft rating committee materials and participate in rating committee discussions in accordance with applicable policies and procedures
• Draft and support the publication of credit research reports, credit opinions, and other analytical materials
• Monitor market developments, issuer news, and industry trends to identify factors that may affect credit quality
• Attend issuer, investor, and intermediary meetings as required and support the preparation of meeting materials and presentations
• Use digital tools and artificial intelligence-driven solutions responsibly to enhance analytical capabilities, improve workflow efficiency, and support high-quality analysis

About the Team

The Corporate Finance and Infrastructure Groups at Moody’s Ratings provide independent credit analysis and research on corporate and infrastructure issuers across a broad range of industries and markets. The groups evaluate creditworthiness through detailed financial analysis, industry research, issuer engagement, and the application of Moody’s rating methodologies.

As a Ratings Associate, you will work closely with experienced Credit Rating Analysts and colleagues across a global network, with a particular focus on issuers operating in German-speaking markets. You will contribute to key stages of the credit rating process, including financial analysis, rating committee preparation, portfolio monitoring, and research publication.

The groups use digital capabilities, data analytics, automation, and artificial intelligence-enabled tools to enhance analytical processes while maintaining rigorous standards for quality, integrity, governance, and responsible technology use. The role provides hands‑on experience of global capital markets and opportunities to develop expertise in corporate credit, infrastructure finance, sustainability, cyber risk, private credit, and other emerging credit considerations.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.