Operational Risk Manager (m/f/d)

Raisin; Frankfurt; Vor Ort; EUR 70.000 - 95.000; Vollzeit

Zusammenfassung

Raisin is seeking an Operational Risk Manager in Frankfurt to enhance risk management practices and ensure compliance with operational risk frameworks. This role involves collaborating with multiple teams, drafting reports, and proactively improving risk controls, offering an opportunity for professional growth in a dynamic FinTech environment.

Leistungen

Employee Development Budget of €2,000

Flexible working hours and 30 days holiday

Promotion of company pension schemes

Subsidized Deutschland Ticket

JobRad program for cycling enthusiasts

Qualifikationen

• 2-5 years of experience in operational risk, internal audit, or closely related area.
• Strong understanding of Basel III, CRR, and related frameworks.
• Good command of Excel and Jira with a proactive mindset.

Aufgaben

• Own the operational risk lifecycle from risk identification to loss event analysis.
• Collaborate with Risk Controlling and cross-functional teams for risk governance.
• Draft risk reports for senior stakeholders that are clear and prioritized.

Kenntnisse

Operational Risk Management

Internal Audit

Risk Consulting

Regulatory Compliance

Communication Skills

Ausbildung

Bachelor's Degree in Finance or related field

Tools

Jira

Excel

Jobbeschreibung

At Raisin and RSB, we’re strengthening our second line to manage it with greater structure, clarity, and confidence. As Operational Risk Manager, you will work closely with the wider Risk Controlling team to ensure operational risks are identified, followed up on, and reported with precision and insight.

You won’t just tick boxes. This role is about shaping how we think about operational risk : connecting regulatory expectations with our actual business, improving existing processes, and helping us move from reactive fixes to proactive controls.

• Own the operational risk lifecycle : from risk identification and assessment (RCSA, scenario analysis) through to follow-ups and loss event analysis.
• Bring structure to the chaos : proactively build and enhance operational risk controls, risk indicators, and lessons-learned practices.
• Collaborate cross-functionally : work with Risk Controlling colleagues (ops, credit, ESG) and the first line to embed best-practice risk governance.
• Maintain and improve our frameworks : ensure alignment with Basel III, CRR, MaRisk, and EBA expectations.
• Enhance how we report : draft risk reports for senior stakeholders that are clear, prioritised, and visually effective
• Support smarter tooling : contribute ideas to automate and improve risk tracking (Excel, Jira, and dynamic reporting tools).
• Be part of a lean team : your voice will be heard, and your work will directly impact how we build risk maturity across Raisin and RSB.

Your Profile

• 2–5 years of experience in operational risk, internal audit, risk consulting, or a closely related area in banking or financial services.
• Deep understanding of operational risk and how it differs from other non-financial risks.
• Familiarity with Basel III, CRR, MaRisk, and EBA frameworks. You do not need to be a policy expert, but you should be detail-oriented and know how to check regulatory requirements.
• Strong working knowledge of RCSA, incident management, and risk indicators.
• A structured, independent working style with a proactive mindset and a drive to improve what is already there.
• Good command of Excel and Jira. Bonus if you have worked with risk databases or dynamic reporting tools.
• Excellent written and verbal communication skills in English.
• A desire to understand our business deeply. Even if you do not come from a fintech background, you are motivated to learn quickly and apply that knowledge to better risk outcomes.

Bonus Points

• Familiarity with internal audit or ESG-related risk frameworks.
• Professional certifications (e.g. FRM, PRM) are a plus but not required.

Join our mission, join our team - and grow with us!

As part of the strong Raisin family, Raisin Bank combines the best of both worlds : The experience and security of a bank with the flexibility and innovation of a Start-up.

Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place! In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide :

• Employee Development Budget of €2,000 and access to Babbel for continuous learning.
• Exciting cooperation partners and projects in the banking and Start-Up environment.
• A fully cloud-based Banking-as-a-Service Platform.
• Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
• Dynamic environment, a hands-on mentality and agile ways of working.
• Flexible working hours and 30 days holiday plus Christmas Eve and New Year's Eve off.
• Collegiality and a supportive learning environment.
• Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).
• We subsidize the Deutschland Ticket with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs
• A diverse team of experts to learn from and to inspire each other.

Operational Risk Manager • Frankfurt a. M.