Head Of Risk (all genders)

Banxware GmbH; Berlin; Vor Ort; EUR 60.000 - 100.000; Vollzeit

Zusammenfassung

Ein innovatives Unternehmen sucht einen Head of Risk & Compliance, der die Risikomanagement- und Compliance-Standards überwacht. In dieser Schlüsselrolle gestalten Sie die Risikomanagementstrategie und stellen sicher, dass alle Richtlinien mit den Erwartungen der Banken und Kreditgeber übereinstimmen. Sie arbeiten eng mit Führungskräften zusammen und führen ein engagiertes Team, während Sie starke Beziehungen zu Partnern aufbauen. Diese Position bietet die Möglichkeit, in einem dynamischen Umfeld zu arbeiten, das Vielfalt und Zusammenarbeit schätzt. Wenn Sie eine Leidenschaft für Risikomanagement haben und einen echten Einfluss ausüben möchten, könnte dies die ideale Rolle für Sie sein.

Leistungen

Teilnahme am virtuellen Aktienoptionsprogramm

Frischer Kaffee und Snacks im Büro

Haustierfreundliches Büro

Unternehmens- und Teamevents

Direkte Zusammenarbeit mit der Geschäftsführung

Qualifikationen

• Mindestens 8-10 Jahre Erfahrung in Risikomanagement oder Compliance.
• Nachweisliche Erfolge in der Zusammenarbeit mit Banken und Kreditgebern.

Aufgaben

• Entwicklung und Implementierung eines umfassenden Risikomanagementrahmens.
• Sicherstellung der Einhaltung von Vorschriften wie AML, KYC und GDPR.

Kenntnisse

Führungskompetenz

strategisches Denken

Kommunikationsfähigkeiten

Verhandlungsgeschick

Kenntnisse in Risikomanagement-Tools

Ausbildung

Bachelor in Finanzen, Recht oder Betriebswirtschaft

Fortgeschrittene Abschlüsse oder Zertifikate in Risikomanagement oder Compliance

Tools

Risikomanagement-Tools

Jobbeschreibung

As the Head of Risk & Compliance, you will be a pivotal figure in ensuring the company’s risk management framework, compliance standards, and underwriting policies are robust and aligned with the expectations of our banking and lending partners. Reporting to the executive leadership team, you will oversee all aspects of compliance and risk management, including all policies required to maintain under our outsourcing agreements with regard to onboarding of customers, credit underwriting, and operational risk, while fostering strong partnerships with financial institutions.

Responsibilities

1. Design and implement a comprehensive risk management framework aligned with regulatory requirements and industry best practices.
2. Develop policies that balance business growth with sound risk management principles.

Compliance Oversight:

1. Ensure compliance with regulatory requirements, including AML, KYC, GDPR, and relevant financial services regulations in Germany and the EU.
2. Act as the primary point of contact for regulators and lending partners regarding compliance matters.
3. Run our regulatory license applications and act as touchpoint for all regulatory authorities.

Lending Partnerships:

1. Align risk policies with the expectations and requirements of our banking and lending partners.
2. Build and maintain strong relationships with partners to ensure smooth collaboration and risk-sharing.

Policy Oversight:

1. Ensure our credit underwriting and dunning/collection policies are in line with our banking and lending partners and ensure they are executed and imposed accordingly.
2. Review and optimize processes to enhance efficiency and decision-making accuracy.

Leadership:

1. Lead the Compliance & Risk Team, fostering a high-performing and collaborative culture.
2. Provide training and guidance on risk and compliance best practices across the organisation.

Monitoring & Reporting:

1. Establish and oversee risk monitoring systems to identify, assess, and mitigate potential risks.
2. Report on key risk metrics to the executive team and stakeholders.

Your Profile

Experience:

1. Minimum of 8-10 years of experience in risk, underwriting, and/or compliance in a senior role within a bank, lender, or fintech.
2. Proven track record of working with banking and lending partners on policy alignment and compliance.
3. Deep understanding of regulatory requirements, credit risk, and operational risk in financial services.
4. Familiarity with European and German financial regulations, including BaFin standards.

Skills:

1. Strong leadership, strategic thinking, and communication skills.
2. Ability to navigate complex partnerships and negotiate effectively with financial institutions.
3. Proficiency in risk management tools and methodologies.

Other Qualifications:

1. Fluency in English is required; German proficiency is highly desirable.
2. Bachelor’s degree in finance, law, business, or a related field (advanced degrees or certifications in risk management or compliance are a plus).

Our Offer

1. Participation in our virtual Share Options Program.
2. Fresh coffee and snacks in the office.
3. Pet-friendly office.
4. Company & team events for a strong team feeling.
5. Direct collaboration with our C-Level.

You Belong with Us

1. We are currently a team of more than 40 employees from over 10 nations and are big fans of diversity. At Banxware, everyone is accepted, included, and celebrated, regardless of sexual orientation, cultural background, gender, religion, physical abilities, or lack of any of these.

Place of Work

1. This is a Berlin-based position.

About Us

Banxware is Europe’s leading embedded finance provider, empowering platforms to offer tailored lending solutions to small and medium-sized businesses (SMEs). We partner with a wide range of platforms where SMEs generate revenue, including payment and POS providers, eCommerce marketplaces, and shop software vendors. Additionally, we collaborate with platforms aggregating multiple SMEs, such as neo banks, logistics providers, cash management platforms, and more. Our innovative solutions are trusted by top-tier companies like Qonto, Deutsche Bank (FYRST), Agicap, and JustEat Takeaway (Lieferando). From day one, we’ve operated on an international scale, and we’re proud to embrace a global mindset in everything we do.