Head Of Risk (all genders)

TN Germany; Berlin; Vor Ort; EUR 80.000 - 120.000; Vollzeit

Zusammenfassung

An established industry player is seeking a Head of Risk & Compliance to lead their risk management and compliance efforts. In this pivotal role, you will develop and implement strategies that align with regulatory requirements while fostering strong partnerships with banking and lending institutions. You will oversee compliance with critical regulations like AML and KYC, ensuring that all policies are robust and effective. This role offers the opportunity to work closely with executive leadership and contribute to the company's growth in a dynamic and diverse environment. If you are a strategic thinker with a passion for risk management, this is the perfect opportunity for you.

Leistungen

Participation in virtual Share Options Program

Fresh coffee and snacks in the office

Pet-friendly office

Company & team events

Direct collaboration with C-Level

Qualifikationen

• 8-10+ years in risk, underwriting, or compliance in senior roles.
• Deep understanding of regulatory requirements in financial services.

Aufgaben

• Design and implement a comprehensive risk management framework.
• Ensure compliance with AML, KYC, and GDPR regulations.

Kenntnisse

Leadership

Strategic Thinking

Communication Skills

Risk Management Tools

Ausbildung

Bachelor's degree in Finance

Advanced degrees in Risk Management

Tools

Risk Management Methodologies

Jobbeschreibung

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Head of Risk & Compliance

As the Head of Risk & Compliance, you will be a pivotal figure in ensuring the company’s risk management framework, compliance standards, and underwriting policies are robust and aligned with the expectations of our banking and lending partners. Reporting to the executive leadership team, you will oversee all aspects of compliance and risk management, including all policies required to maintain under our outsourcing agreements regarding customer onboarding, credit underwriting, and operational risk, while fostering strong partnerships with financial institutions.

Responsibilities

1. Risk Strategy Development: Design and implement a comprehensive risk management framework aligned with regulatory requirements and industry best practices. Develop policies that balance business growth with sound risk management principles.
2. Compliance Oversight: Ensure compliance with regulatory requirements, including AML, KYC, GDPR, and relevant financial services regulations in Germany and the EU. Act as the primary contact for regulators and lending partners regarding compliance matters. Manage regulatory license applications and serve as the touchpoint for all regulatory authorities.
3. Lending Partnerships: Align risk policies with the expectations and requirements of banking and lending partners. Build and maintain strong relationships to ensure smooth collaboration and risk-sharing.
4. Policy Oversight: Ensure credit underwriting and collection policies are in line with banking and lending partners and are properly executed. Review and optimize processes for efficiency and decision-making accuracy.
5. Leadership: Lead the Compliance & Risk Team, fostering a high-performing, collaborative culture. Provide training and guidance on risk and compliance best practices across the organization.
6. Monitoring & Reporting: Establish risk monitoring systems to identify, assess, and mitigate potential risks. Report key risk metrics to the executive team and stakeholders.

Your profile

• Experience: 8-10+ years in risk, underwriting, and/or compliance in a senior role within a bank, lender, or fintech. Proven track record working with banking and lending partners on policy alignment and compliance.
• Expertise: Deep understanding of regulatory requirements, credit risk, and operational risk in financial services. Familiarity with European and German financial regulations, including BaFin standards.
• Skills: Strong leadership, strategic thinking, and communication skills. Ability to navigate complex partnerships and negotiate effectively with financial institutions. Proficiency in risk management tools and methodologies.
• Other Qualifications: Fluency in English is required; German proficiency is highly desirable. Bachelor’s degree in finance, law, business, or related field. Advanced degrees or certifications in risk management or compliance are a plus.

Our offer

• Participation in our virtual Share Options Program.
• Fresh coffee and snacks in the office.
• Pet-friendly office.
• Company & team events for a strong team feeling.
• Direct collaboration with our C-Level.

You belong with us

• We are currently a team of over 40 employees from more than 10 nations, embracing diversity. At Banxware, everyone is accepted, included, and celebrated, regardless of sexual orientation, cultural background, gender, religion, physical abilities, or lack thereof.

Place of work

• This is a Berlin-based position.

About us

Banxware is Europe’s leading embedded finance provider, empowering platforms to offer tailored lending solutions to SMEs. We partner with various platforms serving SMEs, including payment providers, eCommerce marketplaces, and shop software vendors. We also work with aggregators like neo banks, logistics providers, and cash management platforms. Our solutions are trusted by top-tier companies such as Qonto, Deutsche Bank (FYRST), Agicap, and JustEat Takeaway (Lieferando). From day one, we’ve operated internationally and embrace a global mindset.