Financial Accountant

Wrisk Limited; München; On-site; EUR 90,000 - 120,000; Full time

Job summary

Wrisk Europe GmbH, based in Munich, is seeking a hands-on, technically strong qualified accountant to own the local finance and accounting function and partner with the UK Group Finance team.

You will lead month-end close under HGB, manage cash flow, insurance bordereaux, tax compliance and payroll coordination, and oversee day-to-day finance operations and audits. Fluency in English and independence are essential.

Qualifications

• Degree or professional qualification in finance, accounting, or related discipline
• Solid MGA/insurance experience with insurance processes like bordereaux, premium collections and insurer payments
• Proven German GAAP accounting and financial reporting experience
• Strong financial controls and cash flow management in a fast-paced function
• Proficient in data analysis and reporting with advanced Excel
• Fluency in English, strong communication and independence

Responsibilities

• Own month-end process under German GAAP (HGB) and cash flow management for the German subsidiary
• Manage insurance bordereaux and end-to-end processes with Group Finance
• Coordinate local tax compliance (VAT, corporation tax, transfer pricing) and payroll activities
• Oversee day-to-day finance operations (payments, invoicing, expenses) and cash forecasting
• Provide audit support and maintain strong financial controls
• Prepare KPIs and MI to guide business decisions

Skills

Excel skills

Data analysis

English fluency

Independent work

Education

Finance degree or professional qualification

Tools

Excel

Job description

Why This Role?

Wrisk Europe GmbH, a subsidiary of UK insurtech leader Wrisk is a rapidly growing European Managing General Agent (MGA) on an exciting expansion journey. Based in Munich, this role offers far more than standard day-to-day accounting. You will take ownership of our finance and accounting function, acting as the key driver of our local financial operations.

While partnering closely with our UK-based Group Finance team, you will have the autonomy to shape local processes, establish robust controls, and guide the development of the function as we scale across the EU.

If you are a hands‑on, technically strong qualified accountant who thrives in a collaborative, fast-paced environment and loves having a direct impact, we want to hear from you.

What You’ll Do (Key Responsibilities)

• Financial & Statutory Reporting: Own the month-end process, cash flow management, and financial reporting for our German subsidiary under German GAAP (HGB), coordinating monthly group reporting with our UK parent entity
• Insurance & Bordereaux Management: Manage insurer payments and the end‑to‑end bordereaux process in conjunction with the Wrisk data and Group Finance Team.
• Tax & Compliance: Partner with external advisors to manage local tax compliance (VAT, Corporation Tax, Transfer Pricing) and coordinate local German payroll
• Treasury & Day‑to‑Day Operations: Oversee day‑to‑day finance admin (supplier payments, invoice postings, and employee expenses) and cash flow forecasting
• Audit & Controls: Maintain strong financial controls and provide key support and evidence for insurer and statutory audits
• Performance Insights: Prepare and monitor financial KPI and management information to help guide commercial deals and business decisions.

What We’re Looking For (Requirements)

• Education & Credentials: A degree or professional qualification in finance, accounting, or a related discipline
• Insurance Sector Expertise: Solid experience within an MGA, insurance broker, intermediary, or insurer, including a strong grasp of insurance‑specific processes (bordereaux, premium collections, insurer payments, and premium reconciliations)
• Technical Accounting: Proven experience with German GAAP (HGB) accounting requirements, financial reporting, and supporting statutory reporting
• Financial Controls & Cash Flow: A track record of maintaining robust financial controls and managing cash flow within a high‑performing finance function
• Data & Tools: Strong systems experience, including advanced Excel skills, with a knack for analyzing data and improving reporting processes
• Soft Skills & Independence: Highly organized with a sharp eye for detail, the ability to work independently as our sole local representative, and excellent communication skills to collaborate with internal stakeholders, OEM partners, and external advisors
• Languages: Professional fluency in English is essential

Great to Have (Desirables)

• Experience in a fast‑paced start‑up, scale‑up, or rapidly growing international business.
• Experience managing finance operations independently or as the sole finance representative for a specific entity or region.
• Familiarity with supporting a regulated insurance business and understanding relevant regulatory reporting.
• Experience working directly with external accountants, auditors, and tax advisors.
• Knowledge of German VAT, corporate tax, and transfer pricing.
• A passion for tech, with experience in finance automation, reporting tools, data analysis, or SQL.

What We Offer

• The chance to shape and grow a key European subsidiary from the ground up.
• A collaborative, international team culture with minimal bureaucracy.
• Competitive salary and benefits package.