Deposit & Treasury Structurer (m / f)

Banque Internationale à Luxembourg (BIL); Berlin; Vor Ort; EUR 50.000 - 70.000; Vollzeit

Zusammenfassung

A leading bank is seeking a Deposit Structurer to manage deposit products and optimize collection strategies. The role requires strong analytical skills, banking experience, and proficiency in multiple languages. Join a diverse team committed to sustainable banking practices and personal development.

Leistungen

Broad range of challenging projects

Career path assistance

Focus on personal development

Culture of inclusion

Qualifikationen

• Experience in banking or financial services in a Sales role is required.
• Proficiency in French and English; knowledge of Luxembourgish or German is a plus.
• Strong analytical and organizational skills.

Aufgaben

• Manage deposit products and grow customer deposit portfolios.
• Develop strategies to optimize deposit collection volumes.
• Collaborate with internal and external liquidity providers.

Kenntnisse

Analytical skills

Organizational skills

Communication skills

Ausbildung

University BAC+5 (economy, finance)

Tools

Finastra tools (Kondor)

Bloomberg

Jobbeschreibung

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.

As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

As part of our "Building Tomorrow Together 2025-2030" strategic plan, we are building a Cash Collection desk to support the growth of our commercial franchise. The Deposit Structurer is responsible for supporting the operational and strategic activities of the Cash Collection desk. This role involves managing deposit products, growing customer deposit portfolios, and collaborating with Balance Sheet Management teams to ensure efficient liquidity management and competitive deposit offerings.

Creation, development and execution of offerings :

• Actively participate in establishing a center of competence for client deposit products.
• Acting as a single point of contact for collecting deposits from public sector entities, corporates and high-net-worth individuals.
• Participate in the development of a comprehensive range of deposit products and assist in structuring and executing deposit products.
• Create and optimize internal pricing grids. Work closely with CIB Financial Market teams to ensure internal alignment on funding offerings and collaborate with relationship managers to deliver customized pricing.
• Establish and maintain a stable and diversified deposit base, enhancing the quality and contribution to regulatory liquidity metrics (LCR, NSFR).
• Ensure accurate pricing and lifecycle management of deposit offerings, aligning with strategic goals and regulatory requirements.

Optimization of deposit collection :

• Develop and implement strategies to optimize deposit collection volumes and reduce the bank's overall funding costs by collaborating with internal liquidity providers (Corporate & Institutional Banking, and Wealth Management teams in Luxembourg, Switzerland and France).
• Develop a network of external liquidity providers (like fiduciary deposits and corporate deposit brokers) to ensure the desk provides competitive deposit offerings aligned with the evolving money market trends in Europe.
• Support the Head of Cash Collection desk in achieving strategic objectives and optimizing performance indicators focused on deposit growth, quality, and average funding cost.
• Work with ALM, Treasury and Market & Liquidity Risk Management for system developments and enhancements related to deposit products.
• Participate in coordination meetings between Balance Sheet Management and CIB to align actions and strategies.
• Education : University BAC+5 (economy, finance)
• Proficiency in French and English. Knowledge of Luxembourgish or German is a plus.
• Experience in banking or financial services in a Sales role is required. A focus on cash and funding products is considered as an advantage.
• Familiarity with Finastra tools (Kondor), and Bloomberg is advantageous.
• Strong analytical and organizational skills, with the ability to manage deposit structures and pricing.
• Excellent communication skills to facilitate client interactions and internal coordination.

Ability to work collaboratively within a team and across departments.

BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.

BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB : The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.