2 Economists / Legal experts – AML / CFT for payment and crypto-assets service providers (m / f)

Commission de Surveillance du Secteur Financier (CSSF); Konz; Vor Ort; EUR 60.000 - 100.000; Vollzeit

Zusammenfassung

An established industry player is seeking a dedicated AML/CTF specialist to oversee compliance within the evolving landscape of non-bank payment service providers. This role requires a deep understanding of AML/CTF regulations and a proactive approach to risk assessment. The successful candidate will play a crucial role in ensuring that organizations comply with legal frameworks while contributing to international regulatory proposals. If you have a passion for compliance and a strong analytical mindset, this position offers an exciting opportunity to make a significant impact in the financial sector.

Qualifikationen

• 5+ years in AML/CTF functions within consulting or auditing.
• Master’s degree in relevant fields is required.

Aufgaben

• Assess AML/CTF risks of non-bank payment service providers.
• Evaluate AML/CTF frameworks for authorization requests.
• Perform off-site supervision and contribute to inspections.

Kenntnisse

AML/CTF Compliance

Analytical Skills

Writing Skills

Organizational Skills

French Proficiency

English Proficiency

Ausbildung

Master’s degree in Law

Master’s degree in Economics

Master’s degree in Finance

Master’s degree in Management

Jobbeschreibung

Payment institutions, electronic money institutions, and virtual asset service providers are professionals subject to the Law of 12 November 2004 on the fight against money laundering and terrorist financing.

With the entry into force of the Market in Crypto-Assets Regulation, Electronic Money Token ("EMT") issuers, Asset Referenced Token ("ART") issuers, as well as crypto-assets service providers, also fall within the scope of professionals subject to this law.

This position involves supervising non-bank payment service providers, including EMT issuers, non-bank crypto-asset service providers, and non-bank ART issuers, ensuring their compliance with AML/CTF obligations.

Role & Responsibilities

1. Assess AML/CTF risks of non-bank payment service providers, including EMT, crypto-asset, and ART issuers.
2. Evaluate the AML/CTF framework of applicants requesting authorization as non-bank payment service providers.
3. Perform off-site supervision of these providers.
4. Contribute to on-site AML/CTF inspections and follow-up reports.
5. Participate in AML/CTF colleges of supervisors.
6. Analyze questions, prepare analyses, and draft opinions on AML/CTF matters relevant to the sector.
7. Contribute to methodological aspects and international regulatory proposals related to these providers.
8. Participate in thematic studies and sectoral assessments.
9. Serve as the AML/CTF specialist contact point for supervised entities.

Your Profile

• Master’s degree (Bac + 4 / Bac + 5) in law, economics, finance, or management.
• At least 5 years of professional experience in AML/CTF functions within consulting, auditing, law, or compliance/internal audit in the financial sector.
• Having a professional certificate in AML/CTF is advantageous.
• Good knowledge of Luxembourg AML/CTF legal and regulatory frameworks.
• Proficiency in French and English; knowledge of Luxembourgish and German is a plus.
• Excellent analytical, writing, and synthesis skills.
• Strong organizational skills, flexibility, and initiative.
• Ability to work independently and in teams, with a willingness to share knowledge.

The successful candidate will be hired as a public employee (“employé de l’État”) on a permanent contract. If eligible, they will be asked to apply for civil servant status (“fonctionnaire de l’État”).

Before finalizing the contract, the candidate must submit a recent (less than 2 months) criminal record extract (bulletin n°3) to demonstrate conduct and integrity.