(Senior) Credit Support Specialist (M / F)

Banque Internationale à Luxembourg (BIL); Verwaltungsgemeinschaft Meßkirch; Vor Ort; EUR 60.000 - 90.000; Vollzeit

Zusammenfassung

A leading bank is seeking a Senior Credit Support Specialist to evaluate credit requests and develop structuring solutions. The role involves ensuring compliance with risk parameters, contributing to business development, and training team members. Ideal candidates will have a Master's degree and at least 5 years of banking experience, with strong skills in credit risk assessment and negotiation.

Leistungen

Challenging projects

Diverse career paths

Support for personal development

Inclusive culture

Qualifikationen

• 5+ years of experience in banking or relevant role.
• Fluency in French and English; additional languages a plus.
• Good understanding of banking systems and regulations.

Aufgaben

• Analyze complex credit requests and develop solutions.
• Ensure credit structuring aligns with risk appetite.
• Train and guide team members on processes.

Kenntnisse

Credit risk assessment

Negotiation

Data analysis

Effective communication

Problem-solving

Ausbildung

Master's degree in Economics, Finance, or related field

Jobbeschreibung

Founded in 1856, Banque Internationale à Luxembourg (BIL) is the oldest multi-business bank in the Grand Duchy. From its inception, BIL has actively contributed to the development of Luxembourg's economy. It operates in retail, private, and corporate banking, as well as on major capital markets. With over 2,000 employees, BIL is present in Luxembourg, Switzerland, and China.

As a significant player in Luxembourg's finance industry and a signatory of the UN Principles of Responsible Banking, BIL is committed to providing a responsible and sustainable banking experience for future generations.

Role: Senior Credit Support Specialist

The Senior Credit Support Specialist is responsible for assessing and evaluating the feasibility of credit requests, developing structuring solutions within acceptable credit and risk parameters, and expanding the Bank's lending portfolio in line with its strategy and risk appetite.

1. Analyze complex credit requests independently and develop solutions within acceptable credit/risk parameters, serving as the main contact for these activities.
2. Ensure that credit structuring and granting align with the Bank's risk appetite, limits, policies, and procedures.
3. Provide credit ratings for requests.
4. Within the Delegation Authority Framework, make decisions on complex credit files.
5. Contribute to business development and revenue growth while adhering to the Bank's risk appetite.
6. Play a key role in the credit approval process and ensure proper implementation of credit decisions.
7. Verify the quality of data in credit requests and systems.
8. Proactively suggest process improvements and data collection enhancements.
9. Monitor the regularization of Margin Calls and excesses of maximum limits for Lombard Loans.
10. Train and guide team members on various processes and projects, demonstrating influence and persuasion skills.
11. Ensure all client-facing activities are efficient and compliant with internal policies, regulations, and industry best practices.

Minimum Requirements

• Master's degree in Economics, Finance, or a related field, or equivalent experience.
• At least 5 years of experience in banking or a relevant role.
• Fluency in French and English; additional languages are a plus.
• Good understanding of laws, regulations, tax, data analysis, and banking systems.
• Strong knowledge of credit risk assessment, guarantees, and negotiation.
• Comprehensive understanding of credit products, policies, and procedures.
• Autonomous, responsible, with sound judgment and courage when necessary.
• Effective communication skills, both oral and written.
• Positive attitude, eager to learn and grow.
• Solution-oriented with strong problem-solving and critical thinking skills.

BIL offers challenging projects and diverse career paths, supporting your personal development by encouraging exploration across different business areas.

We believe that diversity and inclusion enhance our collective performance. We are committed to fostering an inclusive culture that promotes individual growth and equal opportunities for all.

Note: The selected candidate will need to provide a criminal record extract (no.3) to verify integrity, along with other legally permissible documents for background checks.