Capital Planning and Risk Controlling Manager

ZipRecruiter; Berlin; Vor Ort; EUR 70.000 - 100.000; Vollzeit

Zusammenfassung

A leading technology-driven bank is seeking a Capital Planning and Risk Controlling Manager to enhance capital planning and risk governance within the ICAAP framework. The role involves ensuring compliance with regulatory requirements and collaborating with various stakeholders to align capital planning with business strategies. Ideal candidates will possess a Master's degree and significant experience in risk management within banking.

Leistungen

Career growth opportunities

Comprehensive benefits including personal development budgets

Work from home allowances

Wellness discounts

Access to premium banking services

Additional annual leave based on tenure

Relocation support and visa assistance

Qualifikationen

• 5+ years of experience in risk management, financial risk controlling, or capital planning within banking.
• Strong understanding of ICAAP frameworks and regulatory requirements.
• Ability to translate complex risk concepts into actionable insights.

Aufgaben

• Oversee and improve capital planning processes and risk governance.
• Collaborate with Finance, Treasury, and Risk teams for strategic alignment.
• Drive risk management and compliance with evolving regulations.

Kenntnisse

Analytical skills

Communication skills

Ownership

Strategic thinking

Problem-solving

Ausbildung

Master's degree in business/economics, finance, or related field

Tools

Excel

Google Sheets

Jobbeschreibung

Job Description

About the Opportunity

Are you ready for your next career step? N26 is looking for a Capital Planning and Risk Controlling Manager to take ownership of capital planning and risk governance within the ICAAP framework at a cutting-edge technology-driven bank.

Who we are

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team.

In this role, you will be responsible for overseeing and improving capital planning processes, ensuring compliance with regulatory requirements, and enhancing overall risk governance. You will play a key role in developing and implementing methodologies for capital adequacy assessment, working closely with stakeholders across the organisation.

1. Lead and enhance capital planning and ICAAP governance, ensuring robust risk management and compliance with evolving regulations.
2. Drive risk management and risk controlling of the N26 group, including RWA calculation, risk appetite, risk policies, decision-making frameworks, limit setting, monitoring, and internal controls.
3. Ensure adherence to regulatory requirements such as MaRisk, CRR, ICAAP guidelines, and EBA expectations.
4. Collaborate with Finance, Treasury, and Risk teams to align capital planning with business and risk strategies for informed decision-making and sustainable growth.
5. Improve risk reporting by developing insightful analyses supporting decision-making and capital discussions.
6. Engage with internal and external stakeholders, including auditors and regulators, on ICAAP and capital planning matters.

What you need to be successful:

Background & Skills

• Master's degree in business/economics, finance, or a related field.
• 5+ years of experience in risk management, financial risk controlling, or capital planning within banking.
• Strong understanding of ICAAP frameworks, stress testing, and regulatory requirements (e.g., MaRisk, CRR, EBA guidelines).
• Experience in developing and implementing risk governance frameworks, especially in capital planning and risk appetite setting, aligned with business and risk strategies.
• Strong analytical and conceptual skills, with the ability to translate complex risk concepts into actionable insights.
• Proficiency in Excel / Google Sheets.
• Excellent communication skills in English; proficiency in German is a strong advantage.

Traits

• Strong ownership and accountability for capital planning processes.
• Strategic thinker capable of anticipating regulatory changes and driving improvements.
• Ability to work independently and manage projects in a fast-paced environment.
• Passion for financial risk management and proactive problem-solving.
• Willingness to learn continuously and incorporate feedback.

Additional Benefits:

• Career growth opportunities within Europe’s innovative disruptor.
• Comprehensive benefits including personal development budgets, work from home allowances, wellness discounts, and more.
• Access to premium banking services for employees and their families.
• Additional annual leave based on tenure.
• Autonomy and access to cutting-edge technologies in a diverse, inclusive team.
• Relocation support and visa assistance if needed.

Equal Opportunities:

We value diversity and are committed to creating an inclusive environment. We welcome applications from individuals of all backgrounds, cultures, genders, orientations, abilities, neurodiversities, and ages, and strive to ensure a respectful and harassment-free workplace.