Credit Risk Specialist (m/f/d) - Specialist in Renewable Energy Project Financing and MSME lending

JR Germany; Wiesbaden; Vor Ort; EUR 60.000 - 80.000; Vollzeit

Zusammenfassung

A leading international group of development-oriented commercial banks seeks a Credit Risk Specialist in Renewable Energy Project Financing. This role involves assessing risks, managing portfolios, and enhancing financing approaches for MSME clients. Join a collaborative team in Frankfurt with a focus on social and environmental development.

Leistungen

Company Pension Scheme

Remote Work Possibility: 70 days/year

Deutschland Ticket

EGYM Wellpass

JobRad

Qualifikationen

• At least 5 years of experience in finance, especially in credit risk assessment.
• Strong interest in environmental, financial, and development topics.

Aufgaben

• Manage a specific country and portfolio, influence credit strategy.
• Assess key deals and monitor performance of assessed deals.
• Develop templates and guidelines for financing renewable energy.

Kenntnisse

Analytical Skills

Critical Thinking

Interpersonal Skills

Communication

Ausbildung

University Degree in Economics

Business Administration

Finance

Social Sciences

Tools

MS Office

Jobbeschreibung

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Credit Risk Specialist (m/f/d) - Specialist in Renewable Energy Project Financing and MSME lending, Wiesbaden

ProCredit Holding AG

Location: Wiesbaden, Germany

Job Category: Other

EU work permit required: Yes

Job Views: 2

Posted: 16.05.2025

Expiry Date: 30.06.2025

Job Description:

ProCredit. We are an international group of development-oriented commercial banks for micro, small, and medium enterprises (MSME). We operate in Southeastern and Eastern Europe, South America, and Germany. Our goal is to combine high developmental impact with economic success.

For our Group Credit Risk Assessment team at ProCredit Holding in Frankfurt am Main, we are seeking a motivated Credit Risk Specialist (m/f/d) — Specialist in Renewable Energy Project Financing and MSME lending.

This position is based in Frankfurt at ProCredit Holding, the parent company of our banking group. The team is responsible for assessing and managing risks from lending proposals to Micro and SME customers and private individuals, reviewing key deals, and defining assessment methodologies. It collaborates closely with the Credit Risk Portfolio Analysis and Credit Risk Quantification Teams within the Group Credit Risk Management Team.

• Manage a specific country and portfolio, influence credit strategy by assessing key deals, and liaise with subsidiary banks, management, and local committees.
• Implement group risk strategies by providing opinions on deals and supporting methodology improvements.
• Participate in the Group Credit Committee, with potential for personal authority limits depending on seniority.
• Assess key deals from subsidiaries, review financial analyses, and provide independent credit risk opinions, focusing on Renewable Energy Projects and MSME customers.
• Monitor performance of assessed deals and other risk-relevant deals regularly and on sample basis.
• Recommend company policies aligned with group guidelines and regulatory requirements.
• Enhance institutional approaches to financing renewable energy and MSME clients in developing countries by developing templates, guidelines, manuals, and IT projects.
• Support subsidiaries in implementing these approaches, including training.
• Work closely with credit risk departments of subsidiaries, including site visits when necessary.
• Manage projects related to credit risk assessment for renewable energy and MSME portfolios, coordinating with IT departments.

Minimum qualifications include:

• A relevant university degree in economics, business administration, finance, or social sciences with a minor in business or related fields.
• At least 5 years of professional experience in finance, especially in credit risk assessment and renewable energy project development.
• Strong interest in environmental, financial, and development topics.
• Knowledge of cash-flow modeling and financial statement analysis.
• Strong analytical and critical thinking skills, quick learner.
• Understanding of various economies and legal systems; familiarity with legal systems in the group's countries is advantageous.
• Proficiency in MS Office.
• Excellent English skills, both written and spoken; knowledge of other languages spoken in operational countries is a plus.
• Excellent interpersonal skills, sincere and open communication style.
• Meticulous work ethic, ability to work independently and in teams.
• Passion for social and environmental development.

We offer:

• A pleasant, open working atmosphere within an international team.
• Flat hierarchies and short decision paths.
• Challenging tasks and cross-team projects.
• Location in the Bockenheim district of Frankfurt am Main.
• Company pension scheme.
• Remote work possibility: 70 days/year.
• Deutschland Ticket (regional transportation pass).
• EGYM Wellpass (gym memberships and online fitness).
• JobRad (bike leasing with purchase option).
• Contribution to the clean energy transition in our countries of operation.