Credit Risk Specialist (m / f / d) - Specialist in Renewable Energy Project Financing and MSME [...]

ProCredit Holding AG; Frankfurt; Vor Ort; EUR 70.000 - 90.000; Vollzeit

Zusammenfassung

A leading company in development-oriented banking seeks a Specialist in Renewable Energy Project Financing and MSME Lending in Frankfurt. This role involves assessing credit risks, managing portfolios, and enhancing financing approaches for renewable energy projects. Join an international team focused on impactful financial solutions while contributing to environmental development.

Leistungen

Company pension scheme

Remote work options (up to 70 days/year)

Transportation pass

Gym memberships

Bike leasing options

Qualifikationen

• At least 5 years of professional experience in credit risk assessment and project development.
• Proficiency in cash-flow modeling and financial statement analysis.

Aufgaben

• Manage a specific country and portfolio, influencing credit strategies.
• Assess key deals from subsidiaries and provide independent risk opinions.
• Lead projects related to credit risk assessment.

Kenntnisse

Analytical Skills

Critical Thinking

Communication Skills

Interpersonal Skills

Ausbildung

University degree in economics

University degree in business administration

University degree in finance

Tools

MS Office

Jobbeschreibung

ProCredit is an international group of development-oriented commercial banks serving micro, small, and medium enterprises (MSME). We operate across Southeastern and Eastern Europe, South America, and Germany, aiming to combine high developmental impact with economic success.

Position: Specialist in Renewable Energy Project Financing and MSME Lending

This role is based in Frankfurt am Main at ProCredit Holding, the parent company of our banking group. It is part of the Group Credit Risk Assessment team responsible for evaluating and managing risks associated with lending proposals to our target group of Micro and SME customers and private individuals. The team reviews key deals, monitors risk, and develops assessment methodologies in close collaboration with other risk management teams.

1. Manage a specific country and portfolio, influencing credit strategies through deal assessment and direct engagement with subsidiary banks and local management.
2. Implement group risk strategies by evaluating individual deals and contributing to assessment methodology improvements.
3. Participate in the Group Credit Committee, with authority limits depending on seniority.
4. Assess key deals from subsidiaries, review financial analyses, and provide independent risk opinions, focusing on renewable energy projects and MSME customers.
5. Monitor the performance of risk-relevant deals regularly and on sample basis.
6. Recommend company policies in line with group guidelines and regulations.
7. Enhance financing approaches for renewable energy and MSME sectors by developing templates, guidelines, and digital tools.
8. Support subsidiary banks through training and close collaboration, including site visits.
9. Lead projects related to credit risk assessment, coordinating with IT and other departments.

Minimum Qualifications

• University degree in economics, business administration, finance, or related social sciences.
• At least 5 years of professional experience in credit risk assessment and project development, especially in renewable energy sector.
• Strong interest in environmental, financial, and development issues.
• Proficiency in cash-flow modeling and financial statement analysis.
• Excellent analytical, critical thinking, and fast learning skills.
• Understanding of diverse economies and legal systems; familiarity with legal systems in operational countries is advantageous.
• Proficiency in MS Office; excellent English language skills; additional languages are a plus.
• Strong interpersonal and communication skills, capable of working independently and in teams.
• Passion for social and environmental development.

Benefits and Work Environment

• Engaging international team with a flat hierarchy and short decision paths.
• Challenging tasks, cross-team projects, and a pleasant work atmosphere.
• Location in Frankfurt’s Bockenheim district.
• Company pension scheme, remote work options (up to 70 days/year), transportation pass, gym memberships, and bike leasing options.
• Contributing to the clean energy transition in our operational countries.