Associate Director, Insurance Product Insights & Intelligence

Namely; Deutschland; Vor Ort; EUR 139.529 - 203.480; Vollzeit

Benefits dieser Stelle

Unlimited vacation program

Annual performance bonuses

Zusammenfassung

Oscar Health is looking for an Associate Director of Insurance Product Insights & Intelligence to support the development of employer-subsidized insurance solutions. This role involves leading product strategy, overseeing product lifecycle execution, and driving alignment among cross-functional teams.

The ideal candidate has over 8 years of experience in healthcare and health insurance product management. You will work remotely and collaborate with key stakeholders to ensure timely product delivery and compliance.

Qualifikationen

• 8+ years of experience in healthcare or health insurance product strategy.
• Experience within the ACA marketplace, direct team leadership.
• Willingness to travel up to 25%.

Aufgaben

• Own the employer-subsidized product strategy development.
• Lead business cases for new products focusing on ROI.
• Establish growth and retention goals across teams.

Kenntnisse

Product strategy development

Healthcare experience

Cross-functional leadership

Insurance product management

Ausbildung

Bachelor's degree

Jobbeschreibung

Hi, we're Oscar. We're hiring an Associate Director, Insurance Product Insights & Intelligence to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role

The Associate Director, Insurance Product, Employer Subsidized and Emerging Solutions will support the strategy development and scaling of employer subsidized (ICHRA) and adjacent growth-oriented health insurance solutions across Oscar's broader product portfolio.

This role is responsible for translating enterprise, subsidiary, and market level strategies into actionable product concepts, ensuring alignment with core ACA offerings, while driving end-to-end product lifecycle execution through launch and performance optimization.

You will report into the Vice President, Insurance Product Innovation and Development.

Work Location

This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency

The base pay for this role is: $180,504 - $236,911 per year in New Jersey, New York, and California. The base pay for all other locations is: $162,453-$213,220 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, and annual performance bonuses.

Responsibilities

• Product Strategy and Growth
  • Own the development and evolution of the employer-subsidized product strategy, including target segments, value proposition, and market expansion roadmap in partnership with cross-functional stakeholders, including Growth, Sales, and ICHRA leadership
  • Lead and contribute to business cases associated with new products, including return on investment assessments to propel growth in membership and profitability, alongside a positive brand experience
  • Identify and assess new growth opportunities across employer-sponsored, individual, and adjacent product spaces
  • Define market-specific right to win strategies, competitive positioning, and expansion priorities
  • Translate enterprise and market-level strategies into relevant product programs and measurable outcomes
• Product Design and Portfolio Integration
  • Partner with peers to translate strategies into scalable, fileable product designs
  • Ensure ICHRA and emerging solutions align with product architecture, benefit design standards, and member value propositions
  • Promote consistency and reusability through modular product design, avoiding one-off or fragmented solutions
  • Support development of competitive product offerings, informed by market insights, pricing considerations, and member insights
• Cross-Functional Leadership and Alignment
  • Serve as primary connector across key stakeholders including actuarial, network, market leadership, compliance, regulatory affairs, corporate strategy, distribution and growth, to drive alignment with competing priorities, ensuring timely decision making and execution orientation
  • Establish goals, including growth, retention, margin, and market competitiveness with corporate finance
  • Support business case development and oversight of vendor and partner relationships related to emerging solutions, while ensuring operational processes are in place to mitigate risks
  • Compliance with all applicable laws and regulations
  • Other duties as assigned

Requirements

• Bachelor's degree
• 8+ years of experience in healthcare, health insurance, commercial product strategy or commercial insurance product management, directly leading a team of high-functioning contributors
• Experience working within the ACA marketplace (serving multiple markets), including individual or small group
• Demonstrated experience leading cross-functional programs
• Familiarity with insurance product lifecycle management, including design and execution readiness
• Willingness to travel up to 25% of the time

Bonus points

• MBA, MHA, or other advanced degree
• Experience with ICHRA, employer-sponsored insurance (small or mid group), or non-traditional health insurance products
• Exposure to regulatory filings (e.g., PBT, SBC, SOB) and compliance processes
• Experience developing or scaling new health insurance products or market expansions
• Familiarity with network strategy, pricing dynamics, and actuarial partnership

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Reasonable Accommodation

Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team ([e-mail]) to make the need for an accommodation known.

California Residents

For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Artificial Intelligence (AI)

Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.