Analyst - Risk Management (m / f / d), Frankfurt am Main

American Express; Frankfurt; Vor Ort; EUR 55.000 - 90.000; Vollzeit

Zusammenfassung

American Express is seeking a Credit Risk Management professional to develop acquisition and underwriting strategies in Germany. Ideal candidates will possess a Master's degree and experience in credit risk management, data analysis, and strong programming skills. Join a motivated team focused on impactful risk management, balanced with exceptional employee benefits and development opportunities.

Leistungen

Competitive base salaries

Bonus incentives

Flexible work arrangements

Onsite Healthy Living activities

Parental perks

Career development opportunities

Qualifikationen

• At least 2 years of experience in credit risk management, data analysis, or a related field.
• Comprehensive understanding of data and statistical methods.
• Self-starter with strong problem-solving and project management skills.

Aufgaben

• Develop strategic insights based on data analysis.
• Monitor risk appetite and portfolio loss trends.
• Collaborate with teams to implement risk strategies.

Kenntnisse

Data Analysis

Programming in Python

Statistical Methods

Project Management

Problem Solving

Data Management

Fluent in English

Good German Skills

Ausbildung

Master's degree in Business Administration, Finance, Statistics, Economics, or Mathematics

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

SQL

Jobbeschreibung

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you’ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

In this position, you will be part of a highly motivated Credit Risk Management team responsible for developing acquisition, underwriting, and customer management strategies for Germany and Austria.

As a key member of our Risk Management team in Europe and internationally, you will work closely with risk colleagues around the world to learn and apply best practices from other regions.

Your Responsibilities:

• Develop strategic insights based on data analysis
• Monitor risk appetite and portfolio loss trends
• Use data analysis to understand underlying credit risk indicators and develop trends/forecasts
• Diagnose issues and identify opportunities for improvement
• Collaborate with our central excellence teams and business partners to implement risk strategies
• Understand market trends and the regulatory environment and apply them to credit risk

Minimum Qualifications:

• At least a Master's degree in business administration, finance, statistics, economics, or mathematics, or a comparable qualification in a similar field
• At least 2 years of experience in credit risk management, data analysis, or a related field
• Comprehensive understanding of data and statistical methods
• Excellent programming skills in Python and SQL
• Advanced knowledge of Microsoft Office applications such as Excel, PowerPoint, and Word
• Self-starter with strong problem-solving and project management skills
• Fluent English and good German language skills

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial well-being and retirement
• Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
• Onsite and online Healthy Living activities, including insightful health and workout webinars, as well as an array of in-person screening opportunities (i.e., skin cancer screening, eye screening, diabetes screening, and more!)
• Onsite Healthy Living room for exercise activities or relaxation programs with onsite shower room facilities. Relaxation programs include regularly scheduled massages!
• Inclusive and helpful parental perks including first aid rooms for breastfeeding privacy, emergency backup childcare services, and childcare allowance.
• Optional onsite visits from Occupational Doctors for workplace health consultations.
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Amex Flex provides flexibility for colleagues to thrive personally and professionally while ensuring we preserve the important benefits of our unique in-person culture. In Germany, we have an agreement with the works council with specific guidelines for Amex Flex. Depending on the role and business needs, colleagues will either work onsite, in a hybrid model, or fully virtual.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.