Risk Analyst, Plata Card

Perforum; Colombia; Remoto; COP 42.000.000 - 64.000.000; Tempo pieno

Descrizione del lavoro

Perforum is launching a new business line in Colombia and is seeking a Risk Analyst to join the Risk team at the earliest stage of the launch. You will help build credit risk processes from the ground up with direct visibility into how your work drives portfolio performance.

You will design policies for origination and limits, develop early-warning triggers, and maintain live dashboards while collaborating with product, collection, finance, and 2nd line of defence teams to embed risk controls in

Competenze

• Experience in credit risk analysis and portfolio risk management.
• Ability to design risk controls and dashboards.
• Strong collaboration with product, finance, and operations.

Mansioni

• Support the design of credit origination and limit management policy, pricing guardrails, early-warning triggers
• Contribute to risk metrics tracking to monitor portfolio performance within risk appetite constraints
• Maintain live dashboards
• Help explain drivers behind metric changes
• Collaborate cross-functionally to embed risk controls into product specifications and journeys

Conoscenze

Credit risk

Dashboards

Policy design

Cross-functional

Data analysis

Descrizione del lavoro

We are looking for a Risk Analyst.

We're launching a new business line in Colombia and looking for someone to join our Risk team at the earliest stage of the launch, helping build credit risk processes from the ground up.

You’ll be joining at the earliest stage of a new country launch — working on risk processes with direct visibility into how your work drives portfolio performance.

Day-to-day responsibilities:

• - Support the design of credit origination and limit management policy, pricing guardrails, early-warning triggers
• - Contribute to risk metrics tracking: help monitor portfolio performance towards lifetime profit maximization within risk appetite constraints
• - Maintain live dashboards
• - Help explain drivers behind metric changes
• - Collaborate cross-functionally: help embed risk controls into product specifications and customer journeys, working closely with product, collection, finance and 2nd line of defence teams