Risk Analyst: Build Credit Risk for Colombia Launch

Plata Card; Colombia; On-site; COP 48,000,000 - 72,000,000; Full time

Benefits offered by this job

Relocation support

Flexible work from one of our offices

Healthcare Coverage

Education Budget

Wellness Budget

Vacation policy

Job summary

Plata Card in Colombia is seeking a Risk Analyst to join at the ground floor of a new country launch. You will help build credit risk processes from scratch, designing origination policies, guardrails, and dashboards that illuminate portfolio performance.

The role blends analytics and cross-functional collaboration, working with product, finance and operations to embed risk controls into customer journeys, while translating data into actionable insights for senior leadership.

Qualifications

• 3+ years in credit risk or data-driven roles within retail/consumer lending.
• Experience in Credit cards is a strong plus.
• Proficient in SQL and Python with hands-on data work.
• Skilled at creating dashboards and visualizing data.
• Strong grasp of financial mathematics and profitability concepts.
• Quantitative mindset with strategic thinking.
• Education from a top technical university in STEM.
• English B1+ for international team.

Responsibilities

• Help design credit origination and limit management policies.
• Monitor risk metrics and portfolio performance within risk appetite.
• Maintain live dashboards.
• Explain drivers behind metric changes.
• Embed risk controls into product specs and customer journeys with cross-functional teams.

Skills

Credit risk

Data-driven analysis

Dashboarding

English communication

Education

Mathematics/Physics/CS degree

Tools

SQL

Python

Job description

Plata Card in Colombia is seeking a Risk Analyst to join at the ground floor of a new country launch. You will help build credit risk processes from scratch, designing origination policies, guardrails, and dashboards that illuminate portfolio performance.

The role blends analytics and cross-functional collaboration, working with product, finance and operations to embed risk controls into customer journeys, while translating data into actionable insights for senior leadership.