Product Lead, Collections — AI‑Driven Recoveries & Growth

Clara Lending Co.; Bogotá ciudad; Hybrid; MXN 900,000 - 1,300,000; Full time

Benefits offered by this job

ESOP

Learning budget

English working language

Job summary

Clara is seeking a Product Lead for Collections to own strategy and execution across the collections lifecycle in Latin America. You will partner with Risk, Finance, Legal, and Support to optimize recovery, compliance, and customer trust.

You will drive discovery, prioritization, and business outcomes, working with engineers and analytics to reduce costs and improve delinquent portfolio tooling. English proficiency required.

Qualifications

• 5+ years in product management with fintech/credit/risk experience.
• Experience owning a credit, collections, or risk-adjacent product.
• Proven ability to drive business metrics from discovery to delivery.
• Strong technical fluency with APIs, databases, and web concepts.
• Hands-on with AI tools to automate workflows and validate ideas.
• Excellent communication and cross-functional alignment skills.

Responsibilities

• Own strategy, execution, and outcomes for the Collections squad.
• Lead cross-functional collaboration with Risk, Finance, Legal, and Support.
• Improve recovery rates, days-to-resolution, and operational efficiency.
• Prototype ideas using AI tools and contribute code when needed.
• Partner with engineering for reliability and uptime.

Skills

Product management

Credit risk

Fintech

SQL

Python

GitHub workflows

AI tools

Communication

Data-driven

Tools

APIs

Databases

Job description

Clara is seeking a Product Lead for Collections to own strategy and execution across the collections lifecycle in Latin America. You will partner with Risk, Finance, Legal, and Support to optimize recovery, compliance, and customer trust.

You will drive discovery, prioritization, and business outcomes, working with engineers and analytics to reduce costs and improve delinquent portfolio tooling. English proficiency required.