Credit Risk Innovator - Data-Driven Leader in Fintech

Clara; Colombia; Hybrid; COP 120,000,000 - 240,000,000; Full time

Benefits offered by this job

Competitive salary and ESOP

Multicultural team (PT/ES/EN)

Annual learning budget

Internal accelerated development paths

Hybrid work model focused on results

High ownership culture

Job summary

Clara is building the financial infrastructure powering fast-growing organizations across Latin America. This Credit Risk Expert role sits with a high-performing risk team, shaping models, policies, and risk monitoring to enable scalable growth.

You’ll partner with Operations, finance, and data teams; drive innovation in data science, develop regulatory and strategic models, and translate findings for senior leadership to inform decisions.

Qualifications

• Academic background in Actuarial Science, Computer Science, Mathematics, or Statistics with programming skills.
• Proven strong experience in credit risk management in Latin American markets.
• Advanced proficiency in SQL and data visualization tools.
• Fluency in English is required.

Responsibilities

• Drive innovation in data science analysis to enhance decision-making and operational efficiency.
• Own development and maintenance of regulatory and non-regulatory risk methodologies.
• Monitor model performance and coordinate improvements with cross-functional teams.
• Communicate findings clearly to senior leadership and stakeholders.

Skills

SQL proficiency

Data visualization

English fluency

Education

Actuarial Science, Computer Science, Mathematics, or Statistics

Tools

SQL

Job description

Clara is building the financial infrastructure powering fast-growing organizations across Latin America. This Credit Risk Expert role sits with a high-performing risk team, shaping models, policies, and risk monitoring to enable scalable growth.

You’ll partner with Operations, finance, and data teams; drive innovation in data science, develop regulatory and strategic models, and translate findings for senior leadership to inform decisions.